{"id":28866,"date":"2026-06-19T07:24:07","date_gmt":"2026-06-19T06:24:07","guid":{"rendered":"https:\/\/www.benhams.com\/news\/?post_type=web-story&#038;p=28866"},"modified":"2026-06-19T07:26:44","modified_gmt":"2026-06-19T06:26:44","slug":"house-deposit-guide-for-homebuyers","status":"publish","type":"web-story","link":"https:\/\/www.benhams.com\/news\/web-stories\/house-deposit-guide-for-homebuyers\/","title":{"rendered":"How much deposit do you need to buy a house or flat?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Source+Sans+3%3Awght%40400%3B700&amp;family=Roboto\" rel=\"stylesheet\"\/><link 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}<\/p>\n<p>              amp-story-page {\n                background-color: #131516;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              @media not all and (min-resolution:.001dpcm) {\n                @media {\n                  p.text-wrapper > span {\n                    font-size: calc(100% - 0.5px);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n           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        text-align: center;\n              }<\/p>\n<p>              amp-story-audio-sticker {\n                height: 100%;\n              }<\/p>\n<p>              .audio-sticker {\n                font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>How much deposit do you need to buy a house or flat?<\/title><link rel=\"canonical\" href=\"https:\/\/www.benhams.com\/news\/web-stories\/house-deposit-guide-for-homebuyers\/\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"Benham and Reeves\" publisher-logo-src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2024\/11\/BR-circular.webp\" title=\"How much deposit do you need to buy a house or flat?\" poster-portrait-src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/cropped-Slide-5.webp\"><amp-story-page id=\"34c16de8-4d01-455f-addc-1eeca38f800e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c2b8b1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-42725c4e-0872-459e-9669-4d6b8993ffda\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1.webp\" alt=\"How much deposit do I need to buy a house or flat\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:50.32362%;width:87.62136%;height:9.70874%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.554016620498615% 0.554016620498615% 0.554016620498615% 0.554016620498615% \/ 3.3333333333333335% 3.3333333333333335% 3.3333333333333335% 3.3333333333333335%\" id=\"el-f05b8d80-e6c8-4e43-8bd2-670a8a41f004\">\n<h1 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7135734072022157% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">How much deposit do I need to buy a house or flat<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:4.85437%;top:75.72816%;width:61.16505%;height:4.36893%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7936507936507936% 0.7936507936507936% 0.7936507936507936% 0.7936507936507936% \/ 7.4074074074074066% 7.4074074074074066% 7.4074074074074066% 7.4074074074074066%\" id=\"el-ef901d4d-dc9b-448b-95cf-05ada6f15006\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8888888888888882% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Marc von Grundherr<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:4.85437%;top:80.09709%;width:61.16505%;height:3.39806%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7936507936507936% 0.7936507936507936% 0.7936507936507936% 0.7936507936507936% \/ 9.523809523809524% 9.523809523809524% 9.523809523809524% 9.523809523809524%\" id=\"el-3cec967c-909c-4314-a1b8-846e84ec7ee3\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6666666666666665% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.242718em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">June 19, 2026, 07:24 AM IST<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b95d074c-49d8-480c-9d4a-3313d5854d97\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#f0ebe1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-eaec4e49-d199-4079-933f-9070483ea83d\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-2.webp\" alt=\"Mortgage application form\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-2.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-2-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-2-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-2-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:3.64078%;top:62.29773%;width:92.96117%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5221932114882507% 0.5221932114882507% 0.5221932114882507% 0.5221932114882507% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-acc30979-9306-4961-8334-a4b2e6c14f2c\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6725848563968665% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Most buyers aim for a deposit of at least 10% of the property price to secure a mortgage<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a64c0a0a-7979-42e3-b9ae-c039b277d65e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#b7b4b1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9eaf60e1-952f-424f-91fd-0571a9756647\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-3.webp\" alt=\"Home loan planning\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-3.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-3-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-3-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-3-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:3.64078%;top:66.18123%;width:92.96117%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5221932114882507% 0.5221932114882507% 0.5221932114882507% 0.5221932114882507% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-fe6bb307-85a3-44f6-8c9b-1127a3213757\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6725848563968665% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">With a 10% deposit, lenders may offer better mortgage rates and lower monthly payments<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"53117e4d-524a-4052-b854-30fed746fae1\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e8ba83\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-62b31764-75f8-40a6-9016-deaaf3c857d6\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-4.webp\" alt=\"First-time buyer schemes\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-4.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-4-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-4-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-4-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:4.36893%;top:17.96117%;width:91.01942%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5333333333333333% 0.5333333333333333% 0.5333333333333333% 0.5333333333333333% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-1d105fde-da94-44c1-ac67-91c5ac09ff13\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.686933333333333% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Some first-time buyer schemes allow smaller deposits, but often include higher interest or insurance costs<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"c2d10de8-8ef3-469e-a6d3-a275c0487a64\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c3ac93\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bf514976-ad6f-4a86-85c4-0add3d2e1d64\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-5.webp\" alt=\"Deposits and savings\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-5.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-5-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-5-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-5-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:6.31068%;top:-3.72168%;width:87.62136%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.554016620498615% 0.554016620498615% 0.554016620498615% 0.554016620498615% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-0fca423a-f70d-4874-ac92-7c93dd3038bc\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7135734072022157% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Higher deposits, like 15\u201320%, can improve affordability and give access to cheaper mortgage deals<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"4dbb163e-1fc1-4e20-baf8-41f2f0f23de9\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#2d2d1f\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ca7854b2-ebc3-4604-88bd-e9dc2e5df08c\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-6.webp\" alt=\"Check the other costs, such as legal fees, stamp duty, and surveys\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-6.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-6-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-6-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-6-150x267.webp 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.09709%;top:52.42718%;width:89.56311%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5420054200542005% 0.5420054200542005% 0.5420054200542005% 0.5420054200542005% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-38ec7807-1d28-4cae-aa5c-6e2e5f92f579\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6981029810298099% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Remember to budget for other costs, such as legal fees, stamp duty, and surveys, in addition to your deposit<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"9c9debd7-c011-4c29-a6a9-bf456f278039\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#b67f60\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4040faf0-2b7f-471c-91c2-09c6dcd17df1\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-7.webp\" alt=\"London property\" srcSet=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-7.webp 720w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-7-576x1024.webp 576w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-7-169x300.webp 169w,https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-7-150x267.webp 150w\" sizes=\"(min-width: 1024px) 47vh, 103vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.33981%;top:52.26537%;width:91.01942%;height:14.23948%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5333333333333333% 0.5333333333333333% 0.5333333333333333% 0.5333333333333333% \/ 2.272727272727273% 2.272727272727273% 2.272727272727273% 2.272727272727273%\" id=\"el-28e5c4a4-0638-4a3d-a6f6-1d2ac2138fc5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.686933333333333% 0;font-family:&quot;Source Sans 3&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Understanding deposit requirements early helps you plan your London property purchase with confidence<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:calc(30.33981% - 1px);top:calc(71.35922% - 1px);width:calc(38.59223% + 2px);height:calc(7.28155% + 2px);opacity:1\">\n<div style=\"top:0;left:0;right:0;bottom:0;width:100%;height:100%;position:absolute;border-width:1px 1px 1px 1px;border-color:rgba(255,255,255,1);border-style:solid;border-radius:62.893081761006286% 62.893081761006286% 62.893081761006286% 62.893081761006286% \/ 222.22222222222223% 222.22222222222223% 222.22222222222223% 222.22222222222223%;pointer-events:initial;display:block;z-index:0\" id=\"el-ded6d53b-58e4-4895-8caf-cc693d7677fe\"><a href=\"https:\/\/www.benhams.com\/news\/property-advice\/how-much-deposit-do-i-need-to-buy-a-house-or-flat\/\" data-tooltip-icon=\"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2020\/12\/Young-couple-first-time-buyers-iStock-525473942.jpg\" data-tooltip-text=\"How much deposit do I need to buy a house or flat?\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.0043238993710684% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.226537em;line-height:1.4;text-align:center;padding:8.80503144654088% 14.465408805031446%;color:#000000\"><span><span style=\"color: #fff\">Read full article<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"800ad951-24a2-4bf9-ae03-4bd5abd8b16a\" 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budgeting for additional purchase costs.<\/p>\n","protected":false},"author":5,"featured_media":28874,"template":"","meta":{"_acf_changed":false,"web_stories_publisher_logo":24110,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[1122],"web_story_tag":[],"class_list":["post-28866","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":47,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/webp","width":720,"height":1280,"sizes":{"medium":{"file":"Slide-1-169x300.webp","width":169,"height":300,"filesize":4956,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-169x300.webp"},"large":{"file":"Slide-1-576x1024.webp","width":576,"height":1024,"filesize":22622,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-576x1024.webp"},"thumbnail":{"file":"Slide-1-150x150.webp","width":150,"height":150,"filesize":3462,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x150.webp"},"rpg_gallery_admin_thumb":{"file":"Slide-1-150x150.webp","width":150,"height":150,"filesize":3462,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x150.webp"},"rpg_gallery_thumb":{"file":"Slide-1-150x150.webp","width":150,"height":150,"filesize":3462,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x150.webp"},"alm-thumbnail":{"file":"Slide-1-150x150.webp","width":150,"height":150,"filesize":3462,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x150.webp"},"twentyseventeen-featured-image":{"file":"Slide-1-720x1200.webp","width":720,"height":1200,"filesize":30632,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-720x1200.webp"},"twentyseventeen-thumbnail-avatar":{"file":"Slide-1-100x100.webp","width":100,"height":100,"filesize":2214,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-100x100.webp"},"thumb-282":{"file":"Slide-1-282x190.webp","width":282,"height":190,"filesize":6464,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-282x190.webp"},"web-stories-poster-portrait":{"file":"Slide-1-640x853.webp","width":640,"height":853,"filesize":23980,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-640x853.webp"},"web-stories-publisher-logo":{"file":"Slide-1-96x96.webp","width":96,"height":96,"filesize":2002,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-96x96.webp"},"web-stories-thumbnail":{"file":"Slide-1-150x267.webp","width":150,"height":267,"filesize":4338,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1-150x267.webp"},"full":{"file":"Slide-1.webp","width":720,"height":1280,"mimeType":"image\/webp","sourceUrl":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1.webp"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#c2b8b1","blurHash":"UVKdrQn$?vV@JBxtxuWB~WV@M{M{IUWCRPR+","creationDate":1781848617000,"src":"https:\/\/www.benhams.com\/news\/wp-content\/uploads\/2026\/06\/Slide-1.webp","id":28867,"alt":"How much deposit do I need to buy a house or flat","local":false},"type":"image","x":-1,"y":-61,"width":412,"height":732,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"42725c4e-0872-459e-9669-4d6b8993ffda","isBackground":true,"isHidden":false,"overlay":{"type":"linear","rotation":0,"stops":[{"color":{"r":0,"g":0,"b":0,"a":0},"position":0.4},{"color":{"r":0,"g":0,"b":0,"a":1},"position":1}],"alpha":0.5}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Source Sans 3"},"fontSize":23,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"left","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"font-weight: 700; color: #fff\">How much deposit do I need to buy a house or 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