My tenant lost their job and can't pay rent

Here’s how landlords can handle rent arrears and protect their investment

 Vidhur Mehra

 Sep 5, 2025, 12:51 PM  IST

Start with strong referencing and credit control

Thorough tenant checks and reminders before rent is due help reduce risk

Speak to the tenant early

Good communication can lead to a repayment plan or a tenancy surrender

Follow up with formal notices if needed

If rent remains unpaid after 28 days you can serve a Section 8 notice

Going to court takes time and costs add up

From notice to eviction the process may take up to six months

Recovering debt depends on the tenant’s finances

Solicitors and tracing agents can help assess and pursue outstanding rent

Prepare the property for new tenants

Once repossessed carry out repairs and re-list quickly to minimise voids