The latest research by London lettings and estate agent, Benham and Reeves, has revealed that by coupling up, homebuyers can increase their property purchasing potential with 79% of local authorities in Britain becoming affordable based on the mortgage loan secured at 4.5 times their joint earnings, versus just 9% when going it alone.
Benham and Reeves analysed current house price data looking at the mortgage loan required in each area of the British property market after placing a 15% deposit. Benham and Reeves then looked at buyer purchasing power based on 4.5 times income using the latest earnings data from the ONS.
Singles priced out of the market
The research shows that the average person in Britain would require a mortgage loan of ÂŁ244,632 after placing a 15% deposit of ÂŁ43,170 on the current average house price. However, with the average person earning ÂŁ35,481, it would make them eligible for a mortgage of just ÂŁ159,665, leaving them ÂŁ85,000 off the mark (-35%).
This is the case across every region of Britain, with London the worst place for single homebuyers, where even with an average salary of ÂŁ47,301, they would fall ÂŁ216,636 short of the average mortgage loan required across the capital.
In fact, at local authority level, just 9% of the British property market is affordable for single homebuyers when it comes to the mortgage loan required versus their mortgage purchasing power at 4.5 times income.
Coupling up boosts buyer affordability
However, by coupling up homebuyers can dramatically improve their chances when it comes to property market affordability and mortgage potential.
In doing so, the combined income climbs to ÂŁ70,962 on average across Britain. This would make a homebuying couple eligible to borrow ÂŁ319,329 at 4.5 times their joint income – ÂŁ74,697 more than the average sum required after placing a 15% deposit.
In fact, coupling up means homebuyers can afford to climb the ladder across every region of Britain, apart from London, where they would still fall ÂŁ3,782 short of the mortgage required.
However, at local authority level, coupling up in the property market would mean that 79% of local authorities across Britain would become obtainable for buyers, versus just 9% for those going it alone.
See how coupling up improves purchasing power in your local area here.
Director of Benham and Reeves, Marc von Grundherr, commented:
“The initial cost of a mortgage deposit may be the first hurdle homebuyers face but it’s certainly not the last.
The sum that lenders are willing to pay based on earnings can also prove problematic, particularly for those going it alone, who will often find that they are priced out of the market despite having a hefty deposit in place.
While we don’t suggest coupling up simply to climb the ladder this Valentine’s Day, the increase in purchasing power that comes as a result of two combined incomes is substantial.
As our research shows, it can make the difference between purchasing across 79% of the property market, versus just 9% for those looking to buy alone.”
Table shows purchasing power of single and coupled homebuyers by region and this mortgage affordability versus the required mortgage in each region after placing a 15% deposit
Location
AveHP – Nov 2023
15% deposit
Mortgage loan required
Single ave salary
Single loan potential (4.5x)
Single loan potential vs loan required ÂŁ
Single loan potential vs loan required %
Est couple salary
Couple loan potential (4.5x)
Couple loan potential vs loan required ÂŁ
Couple loan potential vs loan required %
London
ÂŁ505,283
ÂŁ75,792
ÂŁ429,491
ÂŁ47,301
ÂŁ212,855
-ÂŁ216,636
-50.4%
ÂŁ94,602
ÂŁ425,709
-ÂŁ3,782
-0.9%
South East
ÂŁ385,844
ÂŁ57,877
ÂŁ327,967
ÂŁ38,526
ÂŁ173,367
-ÂŁ154,600
-47.1%
ÂŁ77,052
ÂŁ346,734
ÂŁ18,767
5.7%
South West
ÂŁ319,221
ÂŁ47,883
ÂŁ271,338
ÂŁ32,790
ÂŁ147,555
-ÂŁ123,783
-45.6%
ÂŁ65,580
ÂŁ295,110
ÂŁ23,772
8.8%
East of England
ÂŁ346,659
ÂŁ51,999
ÂŁ294,660
ÂŁ37,266
ÂŁ167,697
-ÂŁ126,963
-43.1%
ÂŁ74,532
ÂŁ335,394
ÂŁ40,734
13.8%
East Midlands
ÂŁ243,577
ÂŁ36,537
ÂŁ207,040
ÂŁ31,865
ÂŁ143,393
-ÂŁ63,648
-30.7%
ÂŁ63,730
ÂŁ286,785
ÂŁ79,745
38.5%
West Midlands Region
ÂŁ243,655
ÂŁ36,548
ÂŁ207,107
ÂŁ33,100
ÂŁ148,950
-ÂŁ58,157
-28.1%
ÂŁ66,200
ÂŁ297,900
ÂŁ90,793
43.8%
Wales
ÂŁ212,866
ÂŁ31,930
ÂŁ180,936
ÂŁ30,479
ÂŁ137,156
-ÂŁ43,781
-24.2%
ÂŁ60,958
ÂŁ274,311
ÂŁ93,375
51.6%
Yorkshire and The Humber
ÂŁ209,526
ÂŁ31,429
ÂŁ178,097
ÂŁ31,624
ÂŁ142,308
-ÂŁ35,789
-20.1%
ÂŁ63,248
ÂŁ284,616
ÂŁ106,519
59.8%
North West
ÂŁ213,333
ÂŁ32,000
ÂŁ181,333
ÂŁ32,346
ÂŁ145,557
-ÂŁ35,776
-19.7%
ÂŁ64,692
ÂŁ291,114
ÂŁ109,781
60.5%
Scotland
ÂŁ194,006
ÂŁ29,101
ÂŁ164,905
ÂŁ33,690
ÂŁ151,605
-ÂŁ13,300
-8.1%
ÂŁ67,380
ÂŁ303,210
ÂŁ138,305
83.9%
North East
ÂŁ159,871
ÂŁ23,981
ÂŁ135,890
ÂŁ30,133
ÂŁ135,599
-ÂŁ292
-0.2%
ÂŁ60,266
ÂŁ271,197
ÂŁ135,307
99.6%
England
ÂŁ301,613
ÂŁ45,242
ÂŁ256,371
ÂŁ35,955
ÂŁ161,798
-ÂŁ94,574
-36.9%
ÂŁ71,910
ÂŁ323,595
ÂŁ67,224
26.2%
Great Britain
ÂŁ287,802
ÂŁ43,170
ÂŁ244,632
ÂŁ35,481
ÂŁ159,665
-ÂŁ84,967
-34.7%
ÂŁ70,962
ÂŁ319,329
ÂŁ74,697
30.5%
Table shows % of market affordable for each buyer type from the table below
Purchasing as
Local Authorities Classed as Affordable
Local Authorities Classed as Unaffordable
Single
9%
91%
Coupled
79%
21%
Table shows purchasing power of single and coupled homebuyers by local authority and this mortgage affordability versus the required mortgage in each region after placing a 15% deposit
Location
AveHP – Nov 2023
15% deposit
Mortgage loan required
Single ave salary
Single loan potential (4.5x)
Single loan potential vs loan required ÂŁ
Single loan potential vs loan required %
Est couple salary
Couple loan potential (4.5x)
Couple loan potential vs loan required ÂŁ
Couple loan potential vs loan required %
Burnley
ÂŁ104,309
ÂŁ15,646
ÂŁ88,663
ÂŁ30,436
ÂŁ136,962
ÂŁ48,299
54.5%
ÂŁ60,872
ÂŁ273,924
ÂŁ185,261
209.0%
Hyndburn
ÂŁ116,338
ÂŁ17,451
ÂŁ98,887
ÂŁ31,944
ÂŁ143,748
ÂŁ44,861
45.4%
ÂŁ63,888
ÂŁ287,496
ÂŁ188,609
190.7%
North Ayrshire
ÂŁ127,628
ÂŁ19,144
ÂŁ108,484
ÂŁ32,433
ÂŁ145,949
ÂŁ37,465
34.5%
ÂŁ64,866
ÂŁ291,897
ÂŁ183,413
169.1%
City of Aberdeen
ÂŁ140,414
ÂŁ21,062
ÂŁ119,352
ÂŁ33,908
ÂŁ152,586
ÂŁ33,234
27.8%
ÂŁ67,816
ÂŁ305,172
ÂŁ185,820
155.7%
East Ayrshire
ÂŁ129,042
ÂŁ19,356
ÂŁ109,686
ÂŁ31,070
ÂŁ139,815
ÂŁ30,129
27.5%
ÂŁ62,140
ÂŁ279,630
ÂŁ169,944
154.9%
County Durham
ÂŁ127,299
ÂŁ19,095
ÂŁ108,204
ÂŁ30,407
ÂŁ136,832
ÂŁ28,627
26.5%
ÂŁ60,814
ÂŁ273,663
ÂŁ165,459
152.9%
West Dunbartonshire
ÂŁ138,925
ÂŁ20,839
ÂŁ118,086
ÂŁ32,966
ÂŁ148,347
ÂŁ30,261
25.6%
ÂŁ65,932
ÂŁ296,694
ÂŁ178,608
151.3%
North Lanarkshire
ÂŁ137,634
ÂŁ20,645
ÂŁ116,989
ÂŁ31,884
ÂŁ143,478
ÂŁ26,489
22.6%
ÂŁ63,768
ÂŁ286,956
ÂŁ169,967
145.3%
Blaenau Gwent
ÂŁ122,650
ÂŁ18,398
ÂŁ104,253
ÂŁ28,303
ÂŁ127,364
ÂŁ23,111
22.2%
ÂŁ56,606
ÂŁ254,727
ÂŁ150,475
144.3%
Hartlepool
ÂŁ129,264
ÂŁ19,390
ÂŁ109,874
ÂŁ29,219
ÂŁ131,486
ÂŁ21,611
19.7%
ÂŁ58,438
ÂŁ262,971
ÂŁ153,097
139.3%
North East Lincolnshire
ÂŁ149,190
ÂŁ22,379
ÂŁ126,812
ÂŁ32,745
ÂŁ147,353
ÂŁ20,541
16.2%
ÂŁ65,490
ÂŁ294,705
ÂŁ167,894
132.4%
Merthyr Tydfil
ÂŁ135,214
ÂŁ20,282
ÂŁ114,932
ÂŁ29,449
ÂŁ132,521
ÂŁ17,589
15.3%
ÂŁ58,898
ÂŁ265,041
ÂŁ150,109
130.6%
Renfrewshire
ÂŁ155,885
ÂŁ23,383
ÂŁ132,502
ÂŁ33,708
ÂŁ151,686
ÂŁ19,184
14.5%
ÂŁ67,416
ÂŁ303,372
ÂŁ170,870
129.0%
South Lanarkshire
ÂŁ166,065
ÂŁ24,910
ÂŁ141,155
ÂŁ35,670
ÂŁ160,515
ÂŁ19,360
13.7%
ÂŁ71,340
ÂŁ321,030
ÂŁ179,875
127.4%
Clackmannanshire
ÂŁ168,277
ÂŁ25,242
ÂŁ143,035
ÂŁ34,969
ÂŁ157,361
ÂŁ14,325
10.0%
ÂŁ69,938
ÂŁ314,721
ÂŁ171,686
120.0%
Pendle
ÂŁ135,254
ÂŁ20,288
ÂŁ114,966
ÂŁ27,694
ÂŁ124,623
ÂŁ9,657
8.4%
ÂŁ55,388
ÂŁ249,246
ÂŁ134,280
116.8%
City of Kingston upon Hull
ÂŁ135,375
ÂŁ20,306
ÂŁ115,069
ÂŁ27,118
ÂŁ122,031
ÂŁ6,962
6.1%
ÂŁ54,236
ÂŁ244,062
ÂŁ128,993
112.1%
Sunderland
ÂŁ139,334
ÂŁ20,900
ÂŁ118,434
ÂŁ27,810
ÂŁ125,145
ÂŁ6,711
5.7%
ÂŁ55,620
ÂŁ250,290
ÂŁ131,856
111.3%
Stoke-on-Trent
ÂŁ139,029
ÂŁ20,854
ÂŁ118,175
ÂŁ27,530
ÂŁ123,885
ÂŁ5,710
4.8%
ÂŁ55,060
ÂŁ247,770
ÂŁ129,595
109.7%
Blackburn with Darwen
ÂŁ142,755
ÂŁ21,413
ÂŁ121,342
ÂŁ28,173
ÂŁ126,779
ÂŁ5,437
4.5%
ÂŁ56,346
ÂŁ253,557
ÂŁ132,215
109.0%
Darlington
ÂŁ155,578
ÂŁ23,337
ÂŁ132,241
ÂŁ30,378
ÂŁ136,701
ÂŁ4,460
3.4%
ÂŁ60,756
ÂŁ273,402
ÂŁ141,161
106.7%
South Ayrshire
ÂŁ167,165
ÂŁ25,075
ÂŁ142,090
ÂŁ32,555
ÂŁ146,498
ÂŁ4,407
3.1%
ÂŁ65,110
ÂŁ292,995
ÂŁ150,905
106.2%
Cumberland
ÂŁ170,346
ÂŁ25,552
ÂŁ144,794
ÂŁ33,140
ÂŁ149,130
ÂŁ4,336
3.0%
ÂŁ66,280
ÂŁ298,260
ÂŁ153,466
106.0%
Gateshead
ÂŁ152,340
ÂŁ22,851
ÂŁ129,489
ÂŁ29,525
ÂŁ132,863
ÂŁ3,374
2.6%
ÂŁ59,050
ÂŁ265,725
ÂŁ136,236
105.2%
Falkirk
ÂŁ169,122
ÂŁ25,368
ÂŁ143,754
ÂŁ32,706
ÂŁ147,177
ÂŁ3,423
2.4%
ÂŁ65,412
ÂŁ294,354
ÂŁ150,600
104.8%
Rhondda Cynon Taf
ÂŁ154,721
ÂŁ23,208
ÂŁ131,513
ÂŁ29,834
ÂŁ134,253
ÂŁ2,740
2.1%
ÂŁ59,668
ÂŁ268,506
ÂŁ136,993
104.2%
Middlesbrough
ÂŁ143,733
ÂŁ21,560
ÂŁ122,173
ÂŁ27,712
ÂŁ124,704
ÂŁ2,531
2.1%
ÂŁ55,424
ÂŁ249,408
ÂŁ127,235
104.1%
Doncaster
ÂŁ166,006
ÂŁ24,901
ÂŁ141,105
ÂŁ31,870
ÂŁ143,415
ÂŁ2,310
1.6%
ÂŁ63,740
ÂŁ286,830
ÂŁ145,725
103.3%
Preston
ÂŁ161,554
ÂŁ24,233
ÂŁ137,321
ÂŁ30,831
ÂŁ138,740
ÂŁ1,419
1.0%
ÂŁ61,662
ÂŁ277,479
ÂŁ140,158
102.1%
City of Dundee
ÂŁ149,710
ÂŁ22,457
ÂŁ127,254
ÂŁ28,256
ÂŁ127,152
-ÂŁ102
-0.1%
ÂŁ56,512
ÂŁ254,304
ÂŁ127,051
99.8%
Neath Port Talbot
ÂŁ163,216
ÂŁ24,482
ÂŁ138,734
ÂŁ30,727
ÂŁ138,272
-ÂŁ462
-0.3%
ÂŁ61,454
ÂŁ276,543
ÂŁ137,809
99.3%
St Helens
ÂŁ175,465
ÂŁ26,320
ÂŁ149,145
ÂŁ32,785
ÂŁ147,533
-ÂŁ1,613
-1.1%
ÂŁ65,570
ÂŁ295,065
ÂŁ145,920
97.8%
Blackpool
ÂŁ136,626
ÂŁ20,494
ÂŁ116,132
ÂŁ25,525
ÂŁ114,863
-ÂŁ1,270
-1.1%
ÂŁ51,050
ÂŁ229,725
ÂŁ113,593
97.8%
Angus
ÂŁ172,776
ÂŁ25,916
ÂŁ146,860
ÂŁ32,087
ÂŁ144,392
-ÂŁ2,468
-1.7%
ÂŁ64,174
ÂŁ288,783
ÂŁ141,923
96.6%
Stockton-on-Tees
ÂŁ165,711
ÂŁ24,857
ÂŁ140,854
ÂŁ30,608
ÂŁ137,736
-ÂŁ3,118
-2.2%
ÂŁ61,216
ÂŁ275,472
ÂŁ134,618
95.6%
Fife
ÂŁ174,880
ÂŁ26,232
ÂŁ148,648
ÂŁ32,189
ÂŁ144,851
-ÂŁ3,798
-2.6%
ÂŁ64,378
ÂŁ289,701
ÂŁ141,053
94.9%
City of Glasgow
ÂŁ175,665
ÂŁ26,350
ÂŁ149,315
ÂŁ32,223
ÂŁ145,004
-ÂŁ4,312
-2.9%
ÂŁ64,446
ÂŁ290,007
ÂŁ140,692
94.2%
North Lincolnshire
ÂŁ181,157
ÂŁ27,174
ÂŁ153,983
ÂŁ32,714
ÂŁ147,213
-ÂŁ6,770
-4.4%
ÂŁ65,428
ÂŁ294,426
ÂŁ140,443
91.2%
Liverpool
ÂŁ177,521
ÂŁ26,628
ÂŁ150,893
ÂŁ32,056
ÂŁ144,252
-ÂŁ6,641
-4.4%
ÂŁ64,112
ÂŁ288,504
ÂŁ137,611
91.2%
Bradford
ÂŁ179,053
ÂŁ26,858
ÂŁ152,195
ÂŁ31,926
ÂŁ143,667
-ÂŁ8,528
-5.6%
ÂŁ63,852
ÂŁ287,334
ÂŁ135,139
88.8%
Knowsley
ÂŁ169,568
ÂŁ25,435
ÂŁ144,133
ÂŁ30,164
ÂŁ135,738
-ÂŁ8,395
-5.8%
ÂŁ60,328
ÂŁ271,476
ÂŁ127,343
88.4%
Shetland Islands
ÂŁ189,296
ÂŁ28,394
ÂŁ160,902
ÂŁ33,434
ÂŁ150,453
-ÂŁ10,449
-6.5%
ÂŁ66,868
ÂŁ300,906
ÂŁ140,004
87.0%
Barnsley
ÂŁ175,206
ÂŁ26,281
ÂŁ148,925
ÂŁ30,391
ÂŁ136,760
-ÂŁ12,166
-8.2%
ÂŁ60,782
ÂŁ273,519
ÂŁ124,594
83.7%
Dumfries and Galloway
ÂŁ161,311
ÂŁ24,197
ÂŁ137,114
ÂŁ27,797
ÂŁ125,087
-ÂŁ12,028
-8.8%
ÂŁ55,594
ÂŁ250,173
ÂŁ113,059
82.5%
Rotherham
ÂŁ177,679
ÂŁ26,652
ÂŁ151,027
ÂŁ30,545
ÂŁ137,453
-ÂŁ13,575
-9.0%
ÂŁ61,090
ÂŁ274,905
ÂŁ123,878
82.0%
Redcar and Cleveland
ÂŁ158,124
ÂŁ23,719
ÂŁ134,405
ÂŁ27,120
ÂŁ122,040
-ÂŁ12,365
-9.2%
ÂŁ54,240
ÂŁ244,080
ÂŁ109,675
81.6%
Na h-Eileanan Siar
ÂŁ174,944
ÂŁ26,242
ÂŁ148,702
ÂŁ29,992
ÂŁ134,964
-ÂŁ13,738
-9.2%
ÂŁ59,984
ÂŁ269,928
ÂŁ121,226
81.5%
Calderdale
ÂŁ184,254
ÂŁ27,638
ÂŁ156,616
ÂŁ31,536
ÂŁ141,912
-ÂŁ14,704
-9.4%
ÂŁ63,072
ÂŁ283,824
ÂŁ127,208
81.2%
Aberdeenshire
ÂŁ200,412
ÂŁ30,062
ÂŁ170,350
ÂŁ34,220
ÂŁ153,990
-ÂŁ16,360
-9.6%
ÂŁ68,440
ÂŁ307,980
ÂŁ137,630
80.8%
Newcastle upon Tyne
ÂŁ193,032
ÂŁ28,955
ÂŁ164,077
ÂŁ32,332
ÂŁ145,494
-ÂŁ18,583
-11.3%
ÂŁ64,664
ÂŁ290,988
ÂŁ126,911
77.3%
Wigan
ÂŁ184,366
ÂŁ27,655
ÂŁ156,711
ÂŁ30,740
ÂŁ138,330
-ÂŁ18,381
-11.7%
ÂŁ61,480
ÂŁ276,660
ÂŁ119,949
76.5%
Lincoln
ÂŁ179,175
ÂŁ26,876
ÂŁ152,299
ÂŁ29,677
ÂŁ133,547
-ÂŁ18,752
-12.3%
ÂŁ59,354
ÂŁ267,093
ÂŁ114,794
75.4%
Halton
ÂŁ188,336
ÂŁ28,250
ÂŁ160,086
ÂŁ30,994
ÂŁ139,473
-ÂŁ20,613
-12.9%
ÂŁ61,988
ÂŁ278,946
ÂŁ118,860
74.2%
Wyre
ÂŁ200,549
ÂŁ30,082
ÂŁ170,467
ÂŁ32,931
ÂŁ148,190
-ÂŁ22,277
-13.1%
ÂŁ65,862
ÂŁ296,379
ÂŁ125,912
73.9%
West Lothian
ÂŁ208,627
ÂŁ31,294
ÂŁ177,333
ÂŁ34,245
ÂŁ154,103
-ÂŁ23,230
-13.1%
ÂŁ68,490
ÂŁ308,205
ÂŁ130,872
73.8%
Stirling
ÂŁ250,834
ÂŁ37,625
ÂŁ213,209
ÂŁ40,933
ÂŁ184,199
-ÂŁ29,010
-13.6%
ÂŁ81,866
ÂŁ368,397
ÂŁ155,188
72.8%
Bolton
ÂŁ185,453
ÂŁ27,818
ÂŁ157,635
ÂŁ30,235
ÂŁ136,058
-ÂŁ21,578
-13.7%
ÂŁ60,470
ÂŁ272,115
ÂŁ114,480
72.6%
South Tyneside
ÂŁ171,943
ÂŁ25,791
ÂŁ146,152
ÂŁ27,512
ÂŁ123,804
-ÂŁ22,348
-15.3%
ÂŁ55,024
ÂŁ247,608
ÂŁ101,456
69.4%
Fylde
ÂŁ243,502
ÂŁ36,525
ÂŁ206,977
ÂŁ38,940
ÂŁ175,230
-ÂŁ31,747
-15.3%
ÂŁ77,880
ÂŁ350,460
ÂŁ143,483
69.3%
Ashfield
ÂŁ181,662
ÂŁ27,249
ÂŁ154,413
ÂŁ28,953
ÂŁ130,289
-ÂŁ24,124
-15.6%
ÂŁ57,906
ÂŁ260,577
ÂŁ106,164
68.8%
Orkney Islands
ÂŁ189,320
ÂŁ28,398
ÂŁ160,922
ÂŁ30,140
ÂŁ135,630
-ÂŁ25,292
-15.7%
ÂŁ60,280
ÂŁ271,260
ÂŁ110,338
68.6%
Torfaen
ÂŁ181,658
ÂŁ27,249
ÂŁ154,409
ÂŁ28,896
ÂŁ130,032
-ÂŁ24,377
-15.8%
ÂŁ57,792
ÂŁ260,064
ÂŁ105,655
68.4%
Northumberland
ÂŁ202,939
ÂŁ30,441
ÂŁ172,498
ÂŁ32,223
ÂŁ145,004
-ÂŁ27,495
-15.9%
ÂŁ64,446
ÂŁ290,007
ÂŁ117,509
68.1%
Bolsover
ÂŁ166,812
ÂŁ25,022
ÂŁ141,790
ÂŁ26,401
ÂŁ118,805
-ÂŁ22,986
-16.2%
ÂŁ52,802
ÂŁ237,609
ÂŁ95,819
67.6%
Staffordshire Moorlands
ÂŁ224,350
ÂŁ33,653
ÂŁ190,698
ÂŁ35,487
ÂŁ159,692
-ÂŁ31,006
-16.3%
ÂŁ70,974
ÂŁ319,383
ÂŁ128,686
67.5%
Argyll and Bute
ÂŁ188,469
ÂŁ28,270
ÂŁ160,199
ÂŁ29,745
ÂŁ133,853
-ÂŁ26,346
-16.4%
ÂŁ59,490
ÂŁ267,705
ÂŁ107,506
67.1%
City of Derby
ÂŁ203,748
ÂŁ30,562
ÂŁ173,186
ÂŁ31,943
ÂŁ143,744
-ÂŁ29,442
-17.0%
ÂŁ63,886
ÂŁ287,487
ÂŁ114,301
66.0%
Newcastle-under-Lyme
ÂŁ190,653
ÂŁ28,598
ÂŁ162,055
ÂŁ29,770
ÂŁ133,965
-ÂŁ28,090
-17.3%
ÂŁ59,540
ÂŁ267,930
ÂŁ105,875
65.3%
Oldham
ÂŁ190,607
ÂŁ28,591
ÂŁ162,016
ÂŁ29,587
ÂŁ133,142
-ÂŁ28,874
-17.8%
ÂŁ59,174
ÂŁ266,283
ÂŁ104,267
64.4%
Swansea
ÂŁ194,705
ÂŁ29,206
ÂŁ165,499
ÂŁ30,119
ÂŁ135,536
-ÂŁ29,964
-18.1%
ÂŁ60,238
ÂŁ271,071
ÂŁ105,572
63.8%
Kirklees
ÂŁ194,612
ÂŁ29,192
ÂŁ165,420
ÂŁ30,100
ÂŁ135,450
-ÂŁ29,970
-18.1%
ÂŁ60,200
ÂŁ270,900
ÂŁ105,480
63.8%
Rochdale
ÂŁ189,452
ÂŁ28,418
ÂŁ161,034
ÂŁ29,300
ÂŁ131,850
-ÂŁ29,184
-18.1%
ÂŁ58,600
ÂŁ263,700
ÂŁ102,666
63.8%
Moray
ÂŁ193,748
ÂŁ29,062
ÂŁ164,686
ÂŁ29,841
ÂŁ134,285
-ÂŁ30,401
-18.5%
ÂŁ59,682
ÂŁ268,569
ÂŁ103,883
63.1%
Highland
ÂŁ211,507
ÂŁ31,726
ÂŁ179,781
ÂŁ32,533
ÂŁ146,399
-ÂŁ33,382
-18.6%
ÂŁ65,066
ÂŁ292,797
ÂŁ113,016
62.9%
Salford
ÂŁ205,296
ÂŁ30,794
ÂŁ174,502
ÂŁ31,521
ÂŁ141,845
-ÂŁ32,657
-18.7%
ÂŁ63,042
ÂŁ283,689
ÂŁ109,187
62.6%
Wrexham
ÂŁ199,929
ÂŁ29,989
ÂŁ169,940
ÂŁ30,620
ÂŁ137,790
-ÂŁ32,150
-18.9%
ÂŁ61,240
ÂŁ275,580
ÂŁ105,640
62.2%
Wirral
ÂŁ216,733
ÂŁ32,510
ÂŁ184,223
ÂŁ33,188
ÂŁ149,346
-ÂŁ34,877
-18.9%
ÂŁ66,376
ÂŁ298,692
ÂŁ114,469
62.1%
Bridgend
ÂŁ200,187
ÂŁ30,028
ÂŁ170,159
ÂŁ30,595
ÂŁ137,678
-ÂŁ32,481
-19.1%
ÂŁ61,190
ÂŁ275,355
ÂŁ105,196
61.8%
Chesterfield
ÂŁ198,640
ÂŁ29,796
ÂŁ168,844
ÂŁ30,273
ÂŁ136,229
-ÂŁ32,616
-19.3%
ÂŁ60,546
ÂŁ272,457
ÂŁ103,613
61.4%
South Ribble
ÂŁ214,495
ÂŁ32,174
ÂŁ182,321
ÂŁ32,675
ÂŁ147,038
-ÂŁ35,283
-19.4%
ÂŁ65,350
ÂŁ294,075
ÂŁ111,754
61.3%
Rossendale
ÂŁ196,335
ÂŁ29,450
ÂŁ166,885
ÂŁ29,844
ÂŁ134,298
-ÂŁ32,587
-19.5%
ÂŁ59,688
ÂŁ268,596
ÂŁ101,711
60.9%
West Lindsey
ÂŁ209,120
ÂŁ31,368
ÂŁ177,752
ÂŁ31,751
ÂŁ142,880
-ÂŁ34,873
-19.6%
ÂŁ63,502
ÂŁ285,759
ÂŁ108,007
60.8%
Erewash
ÂŁ217,717
ÂŁ32,658
ÂŁ185,059
ÂŁ32,996
ÂŁ148,482
-ÂŁ36,577
-19.8%
ÂŁ65,992
ÂŁ296,964
ÂŁ111,905
60.5%
Caerphilly
ÂŁ196,337
ÂŁ29,451
ÂŁ166,886
ÂŁ29,682
ÂŁ133,569
-ÂŁ33,317
-20.0%
ÂŁ59,364
ÂŁ267,138
ÂŁ100,252
60.1%
Carmarthenshire
ÂŁ203,527
ÂŁ30,529
ÂŁ172,998
ÂŁ30,658
ÂŁ137,961
-ÂŁ35,037
-20.3%
ÂŁ61,316
ÂŁ275,922
ÂŁ102,924
59.5%
North Tyneside
ÂŁ210,278
ÂŁ31,542
ÂŁ178,736
ÂŁ31,644
ÂŁ142,398
-ÂŁ36,338
-20.3%
ÂŁ63,288
ÂŁ284,796
ÂŁ106,060
59.3%
East Dunbartonshire
ÂŁ273,184
ÂŁ40,978
ÂŁ232,206
ÂŁ40,988
ÂŁ184,446
-ÂŁ47,760
-20.6%
ÂŁ81,976
ÂŁ368,892
ÂŁ136,686
58.9%
Wolverhampton
ÂŁ199,423
ÂŁ29,913
ÂŁ169,510
ÂŁ29,905
ÂŁ134,573
-ÂŁ34,937
-20.6%
ÂŁ59,810
ÂŁ269,145
ÂŁ99,635
58.8%
Mansfield
ÂŁ182,095
ÂŁ27,314
ÂŁ154,781
ÂŁ27,215
ÂŁ122,468
-ÂŁ32,313
-20.9%
ÂŁ54,430
ÂŁ244,935
ÂŁ90,154
58.2%
Wakefield
ÂŁ200,052
ÂŁ30,008
ÂŁ170,044
ÂŁ29,745
ÂŁ133,853
-ÂŁ36,192
-21.3%
ÂŁ59,490
ÂŁ267,705
ÂŁ97,661
57.4%
Perth and Kinross
ÂŁ246,869
ÂŁ37,030
ÂŁ209,839
ÂŁ36,688
ÂŁ165,096
-ÂŁ44,743
-21.3%
ÂŁ73,376
ÂŁ330,192
ÂŁ120,353
57.4%
Bassetlaw
ÂŁ197,540
ÂŁ29,631
ÂŁ167,909
ÂŁ29,278
ÂŁ131,751
-ÂŁ36,158
-21.5%
ÂŁ58,556
ÂŁ263,502
ÂŁ95,593
56.9%
Tameside
ÂŁ202,937
ÂŁ30,441
ÂŁ172,496
ÂŁ29,720
ÂŁ133,740
-ÂŁ38,756
-22.5%
ÂŁ59,440
ÂŁ267,480
ÂŁ94,984
55.1%
East Staffordshire
ÂŁ226,364
ÂŁ33,955
ÂŁ192,409
ÂŁ32,997
ÂŁ148,487
-ÂŁ43,923
-22.8%
ÂŁ65,994
ÂŁ296,973
ÂŁ104,564
54.3%
Sheffield
ÂŁ217,090
ÂŁ32,564
ÂŁ184,527
ÂŁ31,586
ÂŁ142,137
-ÂŁ42,390
-23.0%
ÂŁ63,172
ÂŁ284,274
ÂŁ99,748
54.1%
North Warwickshire
ÂŁ260,655
ÂŁ39,098
ÂŁ221,557
ÂŁ37,792
ÂŁ170,064
-ÂŁ51,493
-23.2%
ÂŁ75,584
ÂŁ340,128
ÂŁ118,571
53.5%
Midlothian
ÂŁ242,482
ÂŁ36,372
ÂŁ206,110
ÂŁ34,848
ÂŁ156,816
-ÂŁ49,294
-23.9%
ÂŁ69,696
ÂŁ313,632
ÂŁ107,522
52.2%
Sefton
ÂŁ213,206
ÂŁ31,981
ÂŁ181,225
ÂŁ30,588
ÂŁ137,646
-ÂŁ43,579
-24.0%
ÂŁ61,176
ÂŁ275,292
ÂŁ94,067
51.9%
Stafford
ÂŁ264,659
ÂŁ39,699
ÂŁ224,960
ÂŁ37,930
ÂŁ170,685
-ÂŁ54,275
-24.1%
ÂŁ75,860
ÂŁ341,370
ÂŁ116,410
51.7%
Westmorland and Furness
ÂŁ226,587
ÂŁ33,988
ÂŁ192,599
ÂŁ32,467
ÂŁ146,102
-ÂŁ46,497
-24.1%
ÂŁ64,934
ÂŁ292,203
ÂŁ99,604
51.7%
Flintshire
ÂŁ218,270
ÂŁ32,741
ÂŁ185,530
ÂŁ31,266
ÂŁ140,697
-ÂŁ44,833
-24.2%
ÂŁ62,532
ÂŁ281,394
ÂŁ95,865
51.7%
East Riding of Yorkshire
ÂŁ226,609
ÂŁ33,991
ÂŁ192,618
ÂŁ32,392
ÂŁ145,764
-ÂŁ46,854
-24.3%
ÂŁ64,784
ÂŁ291,528
ÂŁ98,910
51.4%
Scottish Borders
ÂŁ202,019
ÂŁ30,303
ÂŁ171,716
ÂŁ28,838
ÂŁ129,771
-ÂŁ41,945
-24.4%
ÂŁ57,676
ÂŁ259,542
ÂŁ87,826
51.1%
East Renfrewshire
ÂŁ310,230
ÂŁ46,535
ÂŁ263,696
ÂŁ43,993
ÂŁ197,969
-ÂŁ65,727
-24.9%
ÂŁ87,986
ÂŁ395,937
ÂŁ132,242
50.1%
Tamworth
ÂŁ229,474
ÂŁ34,421
ÂŁ195,053
ÂŁ32,208
ÂŁ144,936
-ÂŁ50,117
-25.7%
ÂŁ64,416
ÂŁ289,872
ÂŁ94,819
48.6%
Swindon
ÂŁ263,964
ÂŁ39,595
ÂŁ224,369
ÂŁ37,034
ÂŁ166,653
-ÂŁ57,716
-25.7%
ÂŁ74,068
ÂŁ333,306
ÂŁ108,937
48.6%
South Derbyshire
ÂŁ249,288
ÂŁ37,393
ÂŁ211,895
ÂŁ34,954
ÂŁ157,293
-ÂŁ54,602
-25.8%
ÂŁ69,908
ÂŁ314,586
ÂŁ102,691
48.5%
Chorley
ÂŁ240,751
ÂŁ36,113
ÂŁ204,638
ÂŁ33,686
ÂŁ151,587
-ÂŁ53,051
-25.9%
ÂŁ67,372
ÂŁ303,174
ÂŁ98,536
48.2%
Great Yarmouth
ÂŁ213,458
ÂŁ32,019
ÂŁ181,439
ÂŁ29,762
ÂŁ133,929
-ÂŁ47,510
-26.2%
ÂŁ59,524
ÂŁ267,858
ÂŁ86,419
47.6%
Bury
ÂŁ234,541
ÂŁ35,181
ÂŁ199,360
ÂŁ32,407
ÂŁ145,832
-ÂŁ53,528
-26.9%
ÂŁ64,814
ÂŁ291,663
ÂŁ92,303
46.3%
Amber Valley
ÂŁ240,516
ÂŁ36,077
ÂŁ204,439
ÂŁ33,136
ÂŁ149,112
-ÂŁ55,327
-27.1%
ÂŁ66,272
ÂŁ298,224
ÂŁ93,785
45.9%
Lancaster
ÂŁ213,771
ÂŁ32,066
ÂŁ181,705
ÂŁ29,420
ÂŁ132,390
-ÂŁ49,315
-27.1%
ÂŁ58,840
ÂŁ264,780
ÂŁ83,075
45.7%
City of Nottingham
ÂŁ184,054
ÂŁ27,608
ÂŁ156,446
ÂŁ25,297
ÂŁ113,837
-ÂŁ42,609
-27.2%
ÂŁ50,594
ÂŁ227,673
ÂŁ71,227
45.5%
Birmingham
ÂŁ225,934
ÂŁ33,890
ÂŁ192,044
ÂŁ30,999
ÂŁ139,496
-ÂŁ52,548
-27.4%
ÂŁ61,998
ÂŁ278,991
ÂŁ86,947
45.3%
Telford and Wrekin
ÂŁ224,231
ÂŁ33,635
ÂŁ190,596
ÂŁ30,701
ÂŁ138,155
-ÂŁ52,442
-27.5%
ÂŁ61,402
ÂŁ276,309
ÂŁ85,713
45.0%
Sandwell
ÂŁ204,186
ÂŁ30,628
ÂŁ173,558
ÂŁ27,929
ÂŁ125,681
-ÂŁ47,878
-27.6%
ÂŁ55,858
ÂŁ251,361
ÂŁ77,803
44.8%
South Holland
ÂŁ234,293
ÂŁ35,144
ÂŁ199,149
ÂŁ32,046
ÂŁ144,207
-ÂŁ54,942
-27.6%
ÂŁ64,092
ÂŁ288,414
ÂŁ89,265
44.8%
City of Plymouth
ÂŁ213,176
ÂŁ31,976
ÂŁ181,200
ÂŁ29,140
ÂŁ131,130
-ÂŁ50,070
-27.6%
ÂŁ58,280
ÂŁ262,260
ÂŁ81,060
44.7%
Ipswich
ÂŁ227,728
ÂŁ34,159
ÂŁ193,569
ÂŁ30,989
ÂŁ139,451
-ÂŁ54,118
-28.0%
ÂŁ61,978
ÂŁ278,901
ÂŁ85,332
44.1%
Fenland
ÂŁ233,346
ÂŁ35,002
ÂŁ198,344
ÂŁ31,745
ÂŁ142,853
-ÂŁ55,492
-28.0%
ÂŁ63,490
ÂŁ285,705
ÂŁ87,361
44.0%
Conwy
ÂŁ215,034
ÂŁ32,255
ÂŁ182,779
ÂŁ29,224
ÂŁ131,508
-ÂŁ51,271
-28.1%
ÂŁ58,448
ÂŁ263,016
ÂŁ80,237
43.9%
Warrington
ÂŁ257,361
ÂŁ38,604
ÂŁ218,757
ÂŁ34,910
ÂŁ157,095
-ÂŁ61,662
-28.2%
ÂŁ69,820
ÂŁ314,190
ÂŁ95,433
43.6%
Leeds
ÂŁ242,238
ÂŁ36,336
ÂŁ205,902
ÂŁ32,817
ÂŁ147,677
-ÂŁ58,226
-28.3%
ÂŁ65,634
ÂŁ295,353
ÂŁ89,451
43.4%
Colchester
ÂŁ305,003
ÂŁ45,750
ÂŁ259,253
ÂŁ40,965
ÂŁ184,343
-ÂŁ74,910
-28.9%
ÂŁ81,930
ÂŁ368,685
ÂŁ109,432
42.2%
Worcester
ÂŁ256,916
ÂŁ38,537
ÂŁ218,379
ÂŁ34,431
ÂŁ154,940
-ÂŁ63,439
-29.1%
ÂŁ68,862
ÂŁ309,879
ÂŁ91,500
41.9%
Brentwood
ÂŁ471,068
ÂŁ70,660
ÂŁ400,408
ÂŁ63,046
ÂŁ283,707
-ÂŁ116,701
-29.1%
ÂŁ126,092
ÂŁ567,414
ÂŁ167,006
41.7%
Newark and Sherwood
ÂŁ234,749
ÂŁ35,212
ÂŁ199,537
ÂŁ31,413
ÂŁ141,359
-ÂŁ58,178
-29.2%
ÂŁ62,826
ÂŁ282,717
ÂŁ83,180
41.7%
West Lancashire
ÂŁ250,696
ÂŁ37,604
ÂŁ213,092
ÂŁ33,519
ÂŁ150,836
-ÂŁ62,256
-29.2%
ÂŁ67,038
ÂŁ301,671
ÂŁ88,579
41.6%
Boston
ÂŁ198,060
ÂŁ29,709
ÂŁ168,351
ÂŁ26,434
ÂŁ118,953
-ÂŁ49,398
-29.3%
ÂŁ52,868
ÂŁ237,906
ÂŁ69,555
41.3%
Denbighshire
ÂŁ193,600
ÂŁ29,040
ÂŁ164,560
ÂŁ25,818
ÂŁ116,181
-ÂŁ48,379
-29.4%
ÂŁ51,636
ÂŁ232,362
ÂŁ67,802
41.2%
North West Leicestershire
ÂŁ262,574
ÂŁ39,386
ÂŁ223,188
ÂŁ34,894
ÂŁ157,023
-ÂŁ66,165
-29.6%
ÂŁ69,788
ÂŁ314,046
ÂŁ90,858
40.7%
East Lindsey
ÂŁ223,373
ÂŁ33,506
ÂŁ189,867
ÂŁ29,561
ÂŁ133,025
-ÂŁ56,843
-29.9%
ÂŁ59,122
ÂŁ266,049
ÂŁ76,182
40.1%
Newport
ÂŁ226,301
ÂŁ33,945
ÂŁ192,356
ÂŁ29,883
ÂŁ134,474
-ÂŁ57,882
-30.1%
ÂŁ59,766
ÂŁ268,947
ÂŁ76,591
39.8%
Broxtowe
ÂŁ251,219
ÂŁ37,683
ÂŁ213,536
ÂŁ33,155
ÂŁ149,198
-ÂŁ64,339
-30.1%
ÂŁ66,310
ÂŁ298,395
ÂŁ84,859
39.7%
Cheshire West and Chester
ÂŁ263,359
ÂŁ39,504
ÂŁ223,855
ÂŁ34,601
ÂŁ155,705
-ÂŁ68,151
-30.4%
ÂŁ69,202
ÂŁ311,409
ÂŁ87,554
39.1%
City of Peterborough
ÂŁ240,811
ÂŁ36,122
ÂŁ204,689
ÂŁ31,533
ÂŁ141,899
-ÂŁ62,791
-30.7%
ÂŁ63,066
ÂŁ283,797
ÂŁ79,108
38.6%
South Kesteven
ÂŁ269,098
ÂŁ40,365
ÂŁ228,733
ÂŁ35,161
ÂŁ158,225
-ÂŁ70,509
-30.8%
ÂŁ70,322
ÂŁ316,449
ÂŁ87,716
38.3%
Gosport
ÂŁ245,577
ÂŁ36,837
ÂŁ208,740
ÂŁ31,980
ÂŁ143,910
-ÂŁ64,830
-31.1%
ÂŁ63,960
ÂŁ287,820
ÂŁ79,080
37.9%
Manchester
ÂŁ238,461
ÂŁ35,769
ÂŁ202,692
ÂŁ31,052
ÂŁ139,734
-ÂŁ62,958
-31.1%
ÂŁ62,104
ÂŁ279,468
ÂŁ76,776
37.9%
Gloucester
ÂŁ245,974
ÂŁ36,896
ÂŁ209,078
ÂŁ31,895
ÂŁ143,528
-ÂŁ65,550
-31.4%
ÂŁ63,790
ÂŁ287,055
ÂŁ77,977
37.3%
Dudley
ÂŁ232,156
ÂŁ34,823
ÂŁ197,333
ÂŁ29,957
ÂŁ134,807
-ÂŁ62,526
-31.7%
ÂŁ59,914
ÂŁ269,613
ÂŁ72,280
36.6%
Cheshire East
ÂŁ294,610
ÂŁ44,192
ÂŁ250,419
ÂŁ37,983
ÂŁ170,924
-ÂŁ79,495
-31.7%
ÂŁ75,966
ÂŁ341,847
ÂŁ91,429
36.5%
Southampton
ÂŁ239,156
ÂŁ35,873
ÂŁ203,283
ÂŁ30,810
ÂŁ138,645
-ÂŁ64,638
-31.8%
ÂŁ61,620
ÂŁ277,290
ÂŁ74,007
36.4%
Ribble Valley
ÂŁ279,679
ÂŁ41,952
ÂŁ237,727
ÂŁ35,954
ÂŁ161,793
-ÂŁ75,934
-31.9%
ÂŁ71,908
ÂŁ323,586
ÂŁ85,859
36.1%
Gwynedd
ÂŁ213,845
ÂŁ32,077
ÂŁ181,768
ÂŁ27,426
ÂŁ123,417
-ÂŁ58,351
-32.1%
ÂŁ54,852
ÂŁ246,834
ÂŁ65,066
35.8%
High Peak
ÂŁ270,811
ÂŁ40,622
ÂŁ230,189
ÂŁ34,716
ÂŁ156,222
-ÂŁ73,967
-32.1%
ÂŁ69,432
ÂŁ312,444
ÂŁ82,255
35.7%
Gedling
ÂŁ243,544
ÂŁ36,532
ÂŁ207,012
ÂŁ31,207
ÂŁ140,432
-ÂŁ66,581
-32.2%
ÂŁ62,414
ÂŁ280,863
ÂŁ73,851
35.7%
Cannock Chase
ÂŁ221,594
ÂŁ33,239
ÂŁ188,355
ÂŁ28,336
ÂŁ127,512
-ÂŁ60,843
-32.3%
ÂŁ56,672
ÂŁ255,024
ÂŁ66,669
35.4%
Portsmouth
ÂŁ247,630
ÂŁ37,145
ÂŁ210,486
ÂŁ31,272
ÂŁ140,724
-ÂŁ69,762
-33.1%
ÂŁ62,544
ÂŁ281,448
ÂŁ70,963
33.7%
Isle of Anglesey
ÂŁ238,450
ÂŁ35,768
ÂŁ202,683
ÂŁ30,085
ÂŁ135,383
-ÂŁ67,300
-33.2%
ÂŁ60,170
ÂŁ270,765
ÂŁ68,083
33.6%
Cardiff
ÂŁ268,479
ÂŁ40,272
ÂŁ228,207
ÂŁ33,824
ÂŁ152,208
-ÂŁ75,999
-33.3%
ÂŁ67,648
ÂŁ304,416
ÂŁ76,209
33.4%
Reading
ÂŁ302,496
ÂŁ45,374
ÂŁ257,122
ÂŁ38,047
ÂŁ171,212
-ÂŁ85,910
-33.4%
ÂŁ76,094
ÂŁ342,423
ÂŁ85,301
33.2%
Norwich
ÂŁ249,434
ÂŁ37,415
ÂŁ212,019
ÂŁ31,162
ÂŁ140,229
-ÂŁ71,790
-33.9%
ÂŁ62,324
ÂŁ280,458
ÂŁ68,439
32.3%
Nuneaton and Bedworth
ÂŁ234,880
ÂŁ35,232
ÂŁ199,648
ÂŁ29,157
ÂŁ131,207
-ÂŁ68,442
-34.3%
ÂŁ58,314
ÂŁ262,413
ÂŁ62,765
31.4%
Powys
ÂŁ237,282
ÂŁ35,592
ÂŁ201,690
ÂŁ29,374
ÂŁ132,183
-ÂŁ69,507
-34.5%
ÂŁ58,748
ÂŁ264,366
ÂŁ62,676
31.1%
South Staffordshire
ÂŁ276,429
ÂŁ41,464
ÂŁ234,965
ÂŁ34,024
ÂŁ153,108
-ÂŁ81,857
-34.8%
ÂŁ68,048
ÂŁ306,216
ÂŁ71,251
30.3%
Wyre Forest
ÂŁ252,864
ÂŁ37,930
ÂŁ214,934
ÂŁ30,625
ÂŁ137,813
-ÂŁ77,122
-35.9%
ÂŁ61,250
ÂŁ275,625
ÂŁ60,691
28.2%
West Northamptonshire
ÂŁ293,995
ÂŁ44,099
ÂŁ249,896
ÂŁ35,570
ÂŁ160,065
-ÂŁ89,831
-35.9%
ÂŁ71,140
ÂŁ320,130
ÂŁ70,234
28.1%
Tower Hamlets
ÂŁ438,709
ÂŁ65,806
ÂŁ372,903
ÂŁ52,914
ÂŁ238,113
-ÂŁ134,790
-36.1%
ÂŁ105,828
ÂŁ476,226
ÂŁ103,323
27.7%
North Yorkshire
ÂŁ274,138
ÂŁ41,121
ÂŁ233,017
ÂŁ33,047
ÂŁ148,712
-ÂŁ84,306
-36.2%
ÂŁ66,094
ÂŁ297,423
ÂŁ64,406
27.6%
Thurrock
ÂŁ315,269
ÂŁ47,290
ÂŁ267,979
ÂŁ37,907
ÂŁ170,582
-ÂŁ97,397
-36.3%
ÂŁ75,814
ÂŁ341,163
ÂŁ73,184
27.3%
Pembrokeshire
ÂŁ241,560
ÂŁ36,234
ÂŁ205,326
ÂŁ28,874
ÂŁ129,933
-ÂŁ75,393
-36.7%
ÂŁ57,748
ÂŁ259,866
ÂŁ54,540
26.6%
Rugby
ÂŁ294,099
ÂŁ44,115
ÂŁ249,984
ÂŁ35,090
ÂŁ157,905
-ÂŁ92,079
-36.8%
ÂŁ70,180
ÂŁ315,810
ÂŁ65,826
26.3%
North Northamptonshire
ÂŁ270,268
ÂŁ40,540
ÂŁ229,728
ÂŁ32,198
ÂŁ144,891
-ÂŁ84,837
-36.9%
ÂŁ64,396
ÂŁ289,782
ÂŁ60,054
26.1%
North Kesteven
ÂŁ262,596
ÂŁ39,389
ÂŁ223,207
ÂŁ31,239
ÂŁ140,576
-ÂŁ82,631
-37.0%
ÂŁ62,478
ÂŁ281,151
ÂŁ57,944
26.0%
Redditch
ÂŁ259,337
ÂŁ38,901
ÂŁ220,436
ÂŁ30,834
ÂŁ138,753
-ÂŁ81,683
-37.1%
ÂŁ61,668
ÂŁ277,506
ÂŁ57,070
25.9%
North East Derbyshire
ÂŁ256,535
ÂŁ38,480
ÂŁ218,055
ÂŁ30,371
ÂŁ136,670
-ÂŁ81,385
-37.3%
ÂŁ60,742
ÂŁ273,339
ÂŁ55,284
25.4%
Swale
ÂŁ292,942
ÂŁ43,941
ÂŁ249,001
ÂŁ34,604
ÂŁ155,718
-ÂŁ93,283
-37.5%
ÂŁ69,208
ÂŁ311,436
ÂŁ62,435
25.1%
Milton Keynes
ÂŁ322,934
ÂŁ48,440
ÂŁ274,494
ÂŁ38,029
ÂŁ171,131
-ÂŁ103,363
-37.7%
ÂŁ76,058
ÂŁ342,261
ÂŁ67,767
24.7%
Basingstoke and Deane
ÂŁ355,796
ÂŁ53,369
ÂŁ302,427
ÂŁ41,775
ÂŁ187,988
-ÂŁ114,439
-37.8%
ÂŁ83,550
ÂŁ375,975
ÂŁ73,548
24.3%
Charnwood
ÂŁ286,163
ÂŁ42,924
ÂŁ243,239
ÂŁ33,486
ÂŁ150,687
-ÂŁ92,552
-38.0%
ÂŁ66,972
ÂŁ301,374
ÂŁ58,135
23.9%
Surrey Heath
ÂŁ430,002
ÂŁ64,500
ÂŁ365,502
ÂŁ50,227
ÂŁ226,022
-ÂŁ139,480
-38.2%
ÂŁ100,454
ÂŁ452,043
ÂŁ86,541
23.7%
Leicester
ÂŁ234,158
ÂŁ35,124
ÂŁ199,034
ÂŁ27,290
ÂŁ122,805
-ÂŁ76,229
-38.3%
ÂŁ54,580
ÂŁ245,610
ÂŁ46,576
23.4%
Medway
ÂŁ301,595
ÂŁ45,239
ÂŁ256,356
ÂŁ35,130
ÂŁ158,085
-ÂŁ98,271
-38.3%
ÂŁ70,260
ÂŁ316,170
ÂŁ59,814
23.3%
Ceredigion
ÂŁ264,207
ÂŁ39,631
ÂŁ224,576
ÂŁ30,598
ÂŁ137,691
-ÂŁ86,885
-38.7%
ÂŁ61,196
ÂŁ275,382
ÂŁ50,806
22.6%
Stockport
ÂŁ307,106
ÂŁ46,066
ÂŁ261,040
ÂŁ35,311
ÂŁ158,900
-ÂŁ102,141
-39.1%
ÂŁ70,622
ÂŁ317,799
ÂŁ56,759
21.7%
Bexley
ÂŁ381,785
ÂŁ57,268
ÂŁ324,517
ÂŁ43,667
ÂŁ196,502
-ÂŁ128,016
-39.4%
ÂŁ87,334
ÂŁ393,003
ÂŁ68,486
21.1%
Slough
ÂŁ317,930
ÂŁ47,690
ÂŁ270,241
ÂŁ36,356
ÂŁ163,602
-ÂŁ106,639
-39.5%
ÂŁ72,712
ÂŁ327,204
ÂŁ56,964
21.1%
Hinckley and Bosworth
ÂŁ292,794
ÂŁ43,919
ÂŁ248,875
ÂŁ33,341
ÂŁ150,035
-ÂŁ98,840
-39.7%
ÂŁ66,682
ÂŁ300,069
ÂŁ51,194
20.6%
Eastbourne
ÂŁ298,725
ÂŁ44,809
ÂŁ253,916
ÂŁ33,934
ÂŁ152,703
-ÂŁ101,213
-39.9%
ÂŁ67,868
ÂŁ305,406
ÂŁ51,490
20.3%
East Hertfordshire
ÂŁ453,824
ÂŁ68,074
ÂŁ385,750
ÂŁ51,515
ÂŁ231,818
-ÂŁ153,933
-39.9%
ÂŁ103,030
ÂŁ463,635
ÂŁ77,885
20.2%
Tendring
ÂŁ277,943
ÂŁ41,691
ÂŁ236,252
ÂŁ31,536
ÂŁ141,912
-ÂŁ94,340
-39.9%
ÂŁ63,072
ÂŁ283,824
ÂŁ47,572
20.1%
Southend-on-Sea
ÂŁ330,456
ÂŁ49,568
ÂŁ280,888
ÂŁ37,343
ÂŁ168,044
-ÂŁ112,844
-40.2%
ÂŁ74,686
ÂŁ336,087
ÂŁ55,199
19.7%
Torbay
ÂŁ252,914
ÂŁ37,937
ÂŁ214,977
ÂŁ28,337
ÂŁ127,517
-ÂŁ87,460
-40.7%
ÂŁ56,674
ÂŁ255,033
ÂŁ40,056
18.6%
King’s Lynn and West Norfolk
ÂŁ273,190
ÂŁ40,979
ÂŁ232,212
ÂŁ30,540
ÂŁ137,430
-ÂŁ94,782
-40.8%
ÂŁ61,080
ÂŁ274,860
ÂŁ42,649
18.4%
Luton
ÂŁ273,000
ÂŁ40,950
ÂŁ232,050
ÂŁ30,458
ÂŁ137,061
-ÂŁ94,989
-40.9%
ÂŁ60,916
ÂŁ274,122
ÂŁ42,072
18.1%
Rushcliffe
ÂŁ333,551
ÂŁ50,033
ÂŁ283,518
ÂŁ36,986
ÂŁ166,437
-ÂŁ117,081
-41.3%
ÂŁ73,972
ÂŁ332,874
ÂŁ49,356
17.4%
Cheltenham
ÂŁ331,302
ÂŁ49,695
ÂŁ281,607
ÂŁ36,718
ÂŁ165,231
-ÂŁ116,376
-41.3%
ÂŁ73,436
ÂŁ330,462
ÂŁ48,855
17.3%
City of Edinburgh
ÂŁ345,124
ÂŁ51,769
ÂŁ293,355
ÂŁ38,245
ÂŁ172,103
-ÂŁ121,253
-41.3%
ÂŁ76,490
ÂŁ344,205
ÂŁ50,850
17.3%
Mid Suffolk
ÂŁ311,509
ÂŁ46,726
ÂŁ264,783
ÂŁ34,436
ÂŁ154,962
-ÂŁ109,821
-41.5%
ÂŁ68,872
ÂŁ309,924
ÂŁ45,141
17.0%
Dover
ÂŁ305,164
ÂŁ45,775
ÂŁ259,389
ÂŁ33,673
ÂŁ151,529
-ÂŁ107,861
-41.6%
ÂŁ67,346
ÂŁ303,057
ÂŁ43,668
16.8%
Warwick
ÂŁ369,823
ÂŁ55,473
ÂŁ314,350
ÂŁ40,795
ÂŁ183,578
-ÂŁ130,772
-41.6%
ÂŁ81,590
ÂŁ367,155
ÂŁ52,805
16.8%
Bromsgrove
ÂŁ353,655
ÂŁ53,048
ÂŁ300,607
ÂŁ38,900
ÂŁ175,050
-ÂŁ125,557
-41.8%
ÂŁ77,800
ÂŁ350,100
ÂŁ49,493
16.5%
Blaby
ÂŁ293,197
ÂŁ43,980
ÂŁ249,217
ÂŁ32,192
ÂŁ144,864
-ÂŁ104,353
-41.9%
ÂŁ64,384
ÂŁ289,728
ÂŁ40,511
16.3%
Dartford
ÂŁ358,525
ÂŁ53,779
ÂŁ304,746
ÂŁ39,252
ÂŁ176,634
-ÂŁ128,112
-42.0%
ÂŁ78,504
ÂŁ353,268
ÂŁ48,522
15.9%
Solihull
ÂŁ345,366
ÂŁ51,805
ÂŁ293,561
ÂŁ37,767
ÂŁ169,952
-ÂŁ123,610
-42.1%
ÂŁ75,534
ÂŁ339,903
ÂŁ46,342
15.8%
Shropshire
ÂŁ285,056
ÂŁ42,758
ÂŁ242,298
ÂŁ31,169
ÂŁ140,261
-ÂŁ102,037
-42.1%
ÂŁ62,338
ÂŁ280,521
ÂŁ38,223
15.8%
Braintree
ÂŁ340,680
ÂŁ51,102
ÂŁ289,578
ÂŁ37,249
ÂŁ167,621
-ÂŁ121,958
-42.1%
ÂŁ74,498
ÂŁ335,241
ÂŁ45,663
15.8%
Crawley
ÂŁ319,270
ÂŁ47,891
ÂŁ271,380
ÂŁ34,813
ÂŁ156,659
-ÂŁ114,721
-42.3%
ÂŁ69,626
ÂŁ313,317
ÂŁ41,938
15.5%
East Cambridgeshire
ÂŁ337,463
ÂŁ50,619
ÂŁ286,844
ÂŁ36,776
ÂŁ165,492
-ÂŁ121,352
-42.3%
ÂŁ73,552
ÂŁ330,984
ÂŁ44,140
15.4%
Lambeth
ÂŁ548,093
ÂŁ82,214
ÂŁ465,879
ÂŁ59,488
ÂŁ267,696
-ÂŁ198,183
-42.5%
ÂŁ118,976
ÂŁ535,392
ÂŁ69,513
14.9%
Bracknell Forest
ÂŁ385,282
ÂŁ57,792
ÂŁ327,490
ÂŁ41,648
ÂŁ187,416
-ÂŁ140,074
-42.8%
ÂŁ83,296
ÂŁ374,832
ÂŁ47,342
14.5%
Fareham
ÂŁ355,136
ÂŁ53,270
ÂŁ301,866
ÂŁ38,346
ÂŁ172,557
-ÂŁ129,309
-42.8%
ÂŁ76,692
ÂŁ345,114
ÂŁ43,248
14.3%
Huntingdonshire
ÂŁ318,198
ÂŁ47,730
ÂŁ270,468
ÂŁ34,220
ÂŁ153,990
-ÂŁ116,478
-43.1%
ÂŁ68,440
ÂŁ307,980
ÂŁ37,512
13.9%
Gravesham
ÂŁ339,480
ÂŁ50,922
ÂŁ288,558
ÂŁ36,487
ÂŁ164,192
-ÂŁ124,367
-43.1%
ÂŁ72,974
ÂŁ328,383
ÂŁ39,825
13.8%
Vale of Glamorgan
ÂŁ308,855
ÂŁ46,328
ÂŁ262,527
ÂŁ33,139
ÂŁ149,126
-ÂŁ113,401
-43.2%
ÂŁ66,278
ÂŁ298,251
ÂŁ35,724
13.6%
Greenwich
ÂŁ414,055
ÂŁ62,108
ÂŁ351,947
ÂŁ44,305
ÂŁ199,373
-ÂŁ152,574
-43.4%
ÂŁ88,610
ÂŁ398,745
ÂŁ46,798
13.3%
St Albans
ÂŁ576,975
ÂŁ86,546
ÂŁ490,429
ÂŁ61,612
ÂŁ277,254
-ÂŁ213,175
-43.5%
ÂŁ123,224
ÂŁ554,508
ÂŁ64,079
13.1%
West Suffolk
ÂŁ312,844
ÂŁ46,927
ÂŁ265,917
ÂŁ33,244
ÂŁ149,598
-ÂŁ116,319
-43.7%
ÂŁ66,488
ÂŁ299,196
ÂŁ33,279
12.5%
East Lothian
ÂŁ326,993
ÂŁ49,049
ÂŁ277,944
ÂŁ34,661
ÂŁ155,975
-ÂŁ121,970
-43.9%
ÂŁ69,322
ÂŁ311,949
ÂŁ34,005
12.2%
Derbyshire Dales
ÂŁ331,929
ÂŁ49,789
ÂŁ282,140
ÂŁ35,166
ÂŁ158,247
-ÂŁ123,893
-43.9%
ÂŁ70,332
ÂŁ316,494
ÂŁ34,354
12.2%
York
ÂŁ314,690
ÂŁ47,204
ÂŁ267,487
ÂŁ33,144
ÂŁ149,148
-ÂŁ118,339
-44.2%
ÂŁ66,288
ÂŁ298,296
ÂŁ30,810
11.5%
Basildon
ÂŁ362,610
ÂŁ54,392
ÂŁ308,219
ÂŁ38,131
ÂŁ171,590
-ÂŁ136,629
-44.3%
ÂŁ76,262
ÂŁ343,179
ÂŁ34,961
11.3%
Central Bedfordshire
ÂŁ367,652
ÂŁ55,148
ÂŁ312,504
ÂŁ38,609
ÂŁ173,741
-ÂŁ138,764
-44.4%
ÂŁ77,218
ÂŁ347,481
ÂŁ34,977
11.2%
Havant
ÂŁ315,873
ÂŁ47,381
ÂŁ268,492
ÂŁ33,156
ÂŁ149,202
-ÂŁ119,290
-44.4%
ÂŁ66,312
ÂŁ298,404
ÂŁ29,912
11.1%
Forest of Dean
ÂŁ306,046
ÂŁ45,907
ÂŁ260,139
ÂŁ32,119
ÂŁ144,536
-ÂŁ115,604
-44.4%
ÂŁ64,238
ÂŁ289,071
ÂŁ28,932
11.1%
Broxbourne
ÂŁ393,345
ÂŁ59,002
ÂŁ334,343
ÂŁ41,274
ÂŁ185,733
-ÂŁ148,610
-44.4%
ÂŁ82,548
ÂŁ371,466
ÂŁ37,123
11.1%
Croydon
ÂŁ395,865
ÂŁ59,380
ÂŁ336,485
ÂŁ41,535
ÂŁ186,908
-ÂŁ149,578
-44.5%
ÂŁ83,070
ÂŁ373,815
ÂŁ37,330
11.1%
North Hertfordshire
ÂŁ407,796
ÂŁ61,169
ÂŁ346,627
ÂŁ42,693
ÂŁ192,119
-ÂŁ154,508
-44.6%
ÂŁ85,386
ÂŁ384,237
ÂŁ37,610
10.9%
Oadby and Wigston
ÂŁ277,936
ÂŁ41,690
ÂŁ236,246
ÂŁ29,047
ÂŁ130,712
-ÂŁ105,534
-44.7%
ÂŁ58,094
ÂŁ261,423
ÂŁ25,177
10.7%
Harlow
ÂŁ306,387
ÂŁ45,958
ÂŁ260,429
ÂŁ31,967
ÂŁ143,852
-ÂŁ116,577
-44.8%
ÂŁ63,934
ÂŁ287,703
ÂŁ27,274
10.5%
Tunbridge Wells
ÂŁ439,991
ÂŁ65,999
ÂŁ373,992
ÂŁ45,688
ÂŁ205,596
-ÂŁ168,396
-45.0%
ÂŁ91,376
ÂŁ411,192
ÂŁ37,200
9.9%
Harborough
ÂŁ366,763
ÂŁ55,014
ÂŁ311,749
ÂŁ38,019
ÂŁ171,086
-ÂŁ140,663
-45.1%
ÂŁ76,038
ÂŁ342,171
ÂŁ30,422
9.8%
Maidstone
ÂŁ350,033
ÂŁ52,505
ÂŁ297,528
ÂŁ36,195
ÂŁ162,878
-ÂŁ134,651
-45.3%
ÂŁ72,390
ÂŁ325,755
ÂŁ28,227
9.5%
Cherwell
ÂŁ362,311
ÂŁ54,347
ÂŁ307,964
ÂŁ37,410
ÂŁ168,345
-ÂŁ139,619
-45.3%
ÂŁ74,820
ÂŁ336,690
ÂŁ28,726
9.3%
Thanet
ÂŁ293,464
ÂŁ44,020
ÂŁ249,444
ÂŁ30,234
ÂŁ136,053
-ÂŁ113,391
-45.5%
ÂŁ60,468
ÂŁ272,106
ÂŁ22,662
9.1%
Folkestone and Hythe
ÂŁ308,086
ÂŁ46,213
ÂŁ261,873
ÂŁ31,553
ÂŁ141,989
-ÂŁ119,885
-45.8%
ÂŁ63,106
ÂŁ283,977
ÂŁ22,104
8.4%
North Somerset
ÂŁ340,978
ÂŁ51,147
ÂŁ289,831
ÂŁ34,908
ÂŁ157,086
-ÂŁ132,745
-45.8%
ÂŁ69,816
ÂŁ314,172
ÂŁ24,341
8.4%
East Suffolk
ÂŁ307,623
ÂŁ46,143
ÂŁ261,480
ÂŁ31,462
ÂŁ141,579
-ÂŁ119,901
-45.9%
ÂŁ62,924
ÂŁ283,158
ÂŁ21,678
8.3%
Stroud
ÂŁ333,981
ÂŁ50,097
ÂŁ283,884
ÂŁ34,085
ÂŁ153,383
-ÂŁ130,501
-46.0%
ÂŁ68,170
ÂŁ306,765
ÂŁ22,881
8.1%
Castle Point
ÂŁ372,840
ÂŁ55,926
ÂŁ316,914
ÂŁ37,921
ÂŁ170,645
-ÂŁ146,270
-46.2%
ÂŁ75,842
ÂŁ341,289
ÂŁ24,375
7.7%
West Berkshire
ÂŁ406,023
ÂŁ60,903
ÂŁ345,120
ÂŁ41,291
ÂŁ185,810
-ÂŁ159,310
-46.2%
ÂŁ82,582
ÂŁ371,619
ÂŁ26,499
7.7%
Wiltshire
ÂŁ341,451
ÂŁ51,218
ÂŁ290,233
ÂŁ34,717
ÂŁ156,227
-ÂŁ134,007
-46.2%
ÂŁ69,434
ÂŁ312,453
ÂŁ22,220
7.7%
Rutland
ÂŁ403,050
ÂŁ60,458
ÂŁ342,593
ÂŁ40,771
ÂŁ183,470
-ÂŁ159,123
-46.4%
ÂŁ81,542
ÂŁ366,939
ÂŁ24,347
7.1%
Bournemouth Christchurch and Poole
ÂŁ331,174
ÂŁ49,676
ÂŁ281,498
ÂŁ33,486
ÂŁ150,687
-ÂŁ130,811
-46.5%
ÂŁ66,972
ÂŁ301,374
ÂŁ19,876
7.1%
Bromley
ÂŁ500,485
ÂŁ75,073
ÂŁ425,412
ÂŁ50,421
ÂŁ226,895
-ÂŁ198,518
-46.7%
ÂŁ100,842
ÂŁ453,789
ÂŁ28,377
6.7%
Somerset
ÂŁ305,040
ÂŁ45,756
ÂŁ259,284
ÂŁ30,729
ÂŁ138,281
-ÂŁ121,004
-46.7%
ÂŁ61,458
ÂŁ276,561
ÂŁ17,277
6.7%
Rushmoor
ÂŁ340,105
ÂŁ51,016
ÂŁ289,089
ÂŁ34,249
ÂŁ154,121
-ÂŁ134,969
-46.7%
ÂŁ68,498
ÂŁ308,241
ÂŁ19,152
6.6%
Trafford
ÂŁ366,031
ÂŁ54,905
ÂŁ311,126
ÂŁ36,823
ÂŁ165,704
-ÂŁ145,423
-46.7%
ÂŁ73,646
ÂŁ331,407
ÂŁ20,281
6.5%
Wandsworth
ÂŁ625,786
ÂŁ93,868
ÂŁ531,918
ÂŁ62,934
ÂŁ283,203
-ÂŁ248,715
-46.8%
ÂŁ125,868
ÂŁ566,406
ÂŁ34,488
6.5%
Malvern Hills
ÂŁ354,081
ÂŁ53,112
ÂŁ300,969
ÂŁ35,522
ÂŁ159,849
-ÂŁ141,120
-46.9%
ÂŁ71,044
ÂŁ319,698
ÂŁ18,729
6.2%
Eastleigh
ÂŁ348,483
ÂŁ52,272
ÂŁ296,211
ÂŁ34,909
ÂŁ157,091
-ÂŁ139,120
-47.0%
ÂŁ69,818
ÂŁ314,181
ÂŁ17,970
6.1%
Breckland
ÂŁ284,047
ÂŁ42,607
ÂŁ241,440
ÂŁ28,395
ÂŁ127,778
-ÂŁ113,662
-47.1%
ÂŁ56,790
ÂŁ255,555
ÂŁ14,115
5.8%
Worthing
ÂŁ337,920
ÂŁ50,688
ÂŁ287,232
ÂŁ33,661
ÂŁ151,475
-ÂŁ135,758
-47.3%
ÂŁ67,322
ÂŁ302,949
ÂŁ15,717
5.5%
Watford
ÂŁ387,861
ÂŁ58,179
ÂŁ329,682
ÂŁ38,578
ÂŁ173,601
-ÂŁ156,081
-47.3%
ÂŁ77,156
ÂŁ347,202
ÂŁ17,520
5.3%
South Gloucestershire
ÂŁ349,256
ÂŁ52,388
ÂŁ296,868
ÂŁ34,666
ÂŁ155,997
-ÂŁ140,871
-47.5%
ÂŁ69,332
ÂŁ311,994
ÂŁ15,126
5.1%
Hastings
ÂŁ272,480
ÂŁ40,872
ÂŁ231,608
ÂŁ27,019
ÂŁ121,586
-ÂŁ110,023
-47.5%
ÂŁ54,038
ÂŁ243,171
ÂŁ11,563
5.0%
Exeter
ÂŁ313,035
ÂŁ46,955
ÂŁ266,080
ÂŁ30,990
ÂŁ139,455
-ÂŁ126,625
-47.6%
ÂŁ61,980
ÂŁ278,910
ÂŁ12,830
4.8%
Babergh
ÂŁ334,432
ÂŁ50,165
ÂŁ284,267
ÂŁ33,076
ÂŁ148,842
-ÂŁ135,425
-47.6%
ÂŁ66,152
ÂŁ297,684
ÂŁ13,417
4.7%
Broadland
ÂŁ335,316
ÂŁ50,297
ÂŁ285,019
ÂŁ33,128
ÂŁ149,076
-ÂŁ135,943
-47.7%
ÂŁ66,256
ÂŁ298,152
ÂŁ13,133
4.6%
Reigate and Banstead
ÂŁ467,202
ÂŁ70,080
ÂŁ397,122
ÂŁ45,772
ÂŁ205,974
-ÂŁ191,148
-48.1%
ÂŁ91,544
ÂŁ411,948
ÂŁ14,826
3.7%
City of Bristol
ÂŁ353,544
ÂŁ53,032
ÂŁ300,512
ÂŁ34,598
ÂŁ155,691
-ÂŁ144,821
-48.2%
ÂŁ69,196
ÂŁ311,382
ÂŁ10,870
3.6%
Stratford-on-Avon
ÂŁ409,727
ÂŁ61,459
ÂŁ348,268
ÂŁ39,953
ÂŁ179,789
-ÂŁ168,479
-48.4%
ÂŁ79,906
ÂŁ359,577
ÂŁ11,309
3.2%
Maldon
ÂŁ441,581
ÂŁ66,237
ÂŁ375,344
ÂŁ42,999
ÂŁ193,496
-ÂŁ181,848
-48.4%
ÂŁ85,998
ÂŁ386,991
ÂŁ11,647
3.1%
Monmouthshire
ÂŁ357,868
ÂŁ53,680
ÂŁ304,188
ÂŁ34,793
ÂŁ156,569
-ÂŁ147,619
-48.5%
ÂŁ69,586
ÂŁ313,137
ÂŁ8,949
2.9%
Herefordshire
ÂŁ301,975
ÂŁ45,296
ÂŁ256,679
ÂŁ29,327
ÂŁ131,972
-ÂŁ124,707
-48.6%
ÂŁ58,654
ÂŁ263,943
ÂŁ7,264
2.8%
Runnymede
ÂŁ477,245
ÂŁ71,587
ÂŁ405,658
ÂŁ46,211
ÂŁ207,950
-ÂŁ197,709
-48.7%
ÂŁ92,422
ÂŁ415,899
ÂŁ10,241
2.5%
Hart
ÂŁ477,993
ÂŁ71,699
ÂŁ406,294
ÂŁ46,116
ÂŁ207,522
-ÂŁ198,772
-48.9%
ÂŁ92,232
ÂŁ415,044
ÂŁ8,750
2.2%
Chelmsford
ÂŁ381,905
ÂŁ57,286
ÂŁ324,619
ÂŁ36,795
ÂŁ165,578
-ÂŁ159,042
-49.0%
ÂŁ73,590
ÂŁ331,155
ÂŁ6,536
2.0%
Cornwall
ÂŁ312,338
ÂŁ46,851
ÂŁ265,487
ÂŁ29,804
ÂŁ134,118
-ÂŁ131,369
-49.5%
ÂŁ59,608
ÂŁ268,236
ÂŁ2,749
1.0%
South Norfolk
ÂŁ339,862
ÂŁ50,979
ÂŁ288,883
ÂŁ32,360
ÂŁ145,620
-ÂŁ143,263
-49.6%
ÂŁ64,720
ÂŁ291,240
ÂŁ2,357
0.8%
Isle of Wight
ÂŁ281,531
ÂŁ42,230
ÂŁ239,301
ÂŁ26,798
ÂŁ120,591
-ÂŁ118,710
-49.6%
ÂŁ53,596
ÂŁ241,182
ÂŁ1,881
0.8%
Havering
ÂŁ426,530
ÂŁ63,980
ÂŁ362,551
ÂŁ40,375
ÂŁ181,688
-ÂŁ180,863
-49.9%
ÂŁ80,750
ÂŁ363,375
ÂŁ825
0.2%
Uttlesford
ÂŁ469,610
ÂŁ70,442
ÂŁ399,169
ÂŁ44,349
ÂŁ199,571
-ÂŁ199,598
-50.0%
ÂŁ88,698
ÂŁ399,141
-ÂŁ28
0.0%
East Hampshire
ÂŁ432,373
ÂŁ64,856
ÂŁ367,517
ÂŁ40,781
ÂŁ183,515
-ÂŁ184,003
-50.1%
ÂŁ81,562
ÂŁ367,029
-ÂŁ488
-0.1%
Tonbridge and Malling
ÂŁ419,471
ÂŁ62,921
ÂŁ356,550
ÂŁ39,515
ÂŁ177,818
-ÂŁ178,733
-50.1%
ÂŁ79,030
ÂŁ355,635
-ÂŁ915
-0.3%
Stevenage
ÂŁ321,577
ÂŁ48,237
ÂŁ273,340
ÂŁ30,290
ÂŁ136,305
-ÂŁ137,035
-50.1%
ÂŁ60,580
ÂŁ272,610
-ÂŁ730
-0.3%
Buckinghamshire
ÂŁ501,339
ÂŁ75,201
ÂŁ426,138
ÂŁ47,161
ÂŁ212,225
-ÂŁ213,914
-50.2%
ÂŁ94,322
ÂŁ424,449
-ÂŁ1,689
-0.4%
Test Valley
ÂŁ399,887
ÂŁ59,983
ÂŁ339,904
ÂŁ37,343
ÂŁ168,044
-ÂŁ171,860
-50.6%
ÂŁ74,686
ÂŁ336,087
-ÂŁ3,817
-1.1%
Spelthorne
ÂŁ430,611
ÂŁ64,592
ÂŁ366,019
ÂŁ40,050
ÂŁ180,225
-ÂŁ185,794
-50.8%
ÂŁ80,100
ÂŁ360,450
-ÂŁ5,569
-1.5%
Bedford
ÂŁ367,779
ÂŁ55,167
ÂŁ312,612
ÂŁ34,199
ÂŁ153,896
-ÂŁ158,717
-50.8%
ÂŁ68,398
ÂŁ307,791
-ÂŁ4,821
-1.5%
Waverley
ÂŁ556,486
ÂŁ83,473
ÂŁ473,013
ÂŁ51,602
ÂŁ232,209
-ÂŁ240,804
-50.9%
ÂŁ103,204
ÂŁ464,418
-ÂŁ8,595
-1.8%
Sutton
ÂŁ423,148
ÂŁ63,472
ÂŁ359,676
ÂŁ39,216
ÂŁ176,472
-ÂŁ183,204
-50.9%
ÂŁ78,432
ÂŁ352,944
-ÂŁ6,732
-1.9%
Tewkesbury
ÂŁ345,340
ÂŁ51,801
ÂŁ293,539
ÂŁ31,987
ÂŁ143,942
-ÂŁ149,598
-51.0%
ÂŁ63,974
ÂŁ287,883
-ÂŁ5,656
-1.9%
Vale of White Horse
ÂŁ423,667
ÂŁ63,550
ÂŁ360,117
ÂŁ39,158
ÂŁ176,211
-ÂŁ183,906
-51.1%
ÂŁ78,316
ÂŁ352,422
-ÂŁ7,695
-2.1%
Ealing
ÂŁ482,601
ÂŁ72,390
ÂŁ410,211
ÂŁ44,450
ÂŁ200,025
-ÂŁ210,186
-51.2%
ÂŁ88,900
ÂŁ400,050
-ÂŁ10,161
-2.5%
Ashford
ÂŁ367,401
ÂŁ55,110
ÂŁ312,291
ÂŁ33,749
ÂŁ151,871
-ÂŁ160,420
-51.4%
ÂŁ67,498
ÂŁ303,741
-ÂŁ8,550
-2.7%
Dorset
ÂŁ362,199
ÂŁ54,330
ÂŁ307,869
ÂŁ33,180
ÂŁ149,310
-ÂŁ158,559
-51.5%
ÂŁ66,360
ÂŁ298,620
-ÂŁ9,249
-3.0%
Hillingdon
ÂŁ459,552
ÂŁ68,933
ÂŁ390,619
ÂŁ42,073
ÂŁ189,329
-ÂŁ201,291
-51.5%
ÂŁ84,146
ÂŁ378,657
-ÂŁ11,962
-3.1%
Mid Sussex
ÂŁ464,773
ÂŁ69,716
ÂŁ395,057
ÂŁ42,549
ÂŁ191,471
-ÂŁ203,587
-51.5%
ÂŁ85,098
ÂŁ382,941
-ÂŁ12,116
-3.1%
Rother
ÂŁ374,972
ÂŁ56,246
ÂŁ318,726
ÂŁ33,995
ÂŁ152,978
-ÂŁ165,749
-52.0%
ÂŁ67,990
ÂŁ305,955
-ÂŁ12,771
-4.0%
Teignbridge
ÂŁ321,731
ÂŁ48,260
ÂŁ273,471
ÂŁ28,988
ÂŁ130,446
-ÂŁ143,025
-52.3%
ÂŁ57,976
ÂŁ260,892
-ÂŁ12,579
-4.6%
Epping Forest
ÂŁ537,159
ÂŁ80,574
ÂŁ456,585
ÂŁ48,383
ÂŁ217,724
-ÂŁ238,862
-52.3%
ÂŁ96,766
ÂŁ435,447
-ÂŁ21,138
-4.6%
Barking and Dagenham
ÂŁ353,585
ÂŁ53,038
ÂŁ300,547
ÂŁ31,817
ÂŁ143,177
-ÂŁ157,371
-52.4%
ÂŁ63,634
ÂŁ286,353
-ÂŁ14,194
-4.7%
Lewisham
ÂŁ458,033
ÂŁ68,705
ÂŁ389,328
ÂŁ41,138
ÂŁ185,121
-ÂŁ204,207
-52.5%
ÂŁ82,276
ÂŁ370,242
-ÂŁ19,086
-4.9%
South Cambridgeshire
ÂŁ460,253
ÂŁ69,038
ÂŁ391,215
ÂŁ41,236
ÂŁ185,562
-ÂŁ205,653
-52.6%
ÂŁ82,472
ÂŁ371,124
-ÂŁ20,091
-5.1%
Adur
ÂŁ368,564
ÂŁ55,285
ÂŁ313,279
ÂŁ33,013
ÂŁ148,559
-ÂŁ164,721
-52.6%
ÂŁ66,026
ÂŁ297,117
-ÂŁ16,162
-5.2%
Southwark
ÂŁ535,001
ÂŁ80,250
ÂŁ454,751
ÂŁ47,919
ÂŁ215,636
-ÂŁ239,115
-52.6%
ÂŁ95,838
ÂŁ431,271
-ÂŁ23,480
-5.2%
Canterbury
ÂŁ367,634
ÂŁ55,145
ÂŁ312,489
ÂŁ32,871
ÂŁ147,920
-ÂŁ164,569
-52.7%
ÂŁ65,742
ÂŁ295,839
-ÂŁ16,650
-5.3%
Lewes
ÂŁ392,653
ÂŁ58,898
ÂŁ333,755
ÂŁ34,879
ÂŁ156,956
-ÂŁ176,800
-53.0%
ÂŁ69,758
ÂŁ313,911
-ÂŁ19,844
-5.9%
Guildford
ÂŁ538,609
ÂŁ80,791
ÂŁ457,818
ÂŁ47,579
ÂŁ214,106
-ÂŁ243,712
-53.2%
ÂŁ95,158
ÂŁ428,211
-ÂŁ29,607
-6.5%
Wychavon
ÂŁ369,028
ÂŁ55,354
ÂŁ313,674
ÂŁ32,415
ÂŁ145,868
-ÂŁ167,806
-53.5%
ÂŁ64,830
ÂŁ291,735
-ÂŁ21,939
-7.0%
East Devon
ÂŁ373,270
ÂŁ55,991
ÂŁ317,280
ÂŁ32,779
ÂŁ147,506
-ÂŁ169,774
-53.5%
ÂŁ65,558
ÂŁ295,011
-ÂŁ22,269
-7.0%
Welwyn Hatfield
ÂŁ412,060
ÂŁ61,809
ÂŁ350,251
ÂŁ36,084
ÂŁ162,378
-ÂŁ187,873
-53.6%
ÂŁ72,168
ÂŁ324,756
-ÂŁ25,495
-7.3%
Newham
ÂŁ425,493
ÂŁ63,824
ÂŁ361,669
ÂŁ37,116
ÂŁ167,022
-ÂŁ194,647
-53.8%
ÂŁ74,232
ÂŁ334,044
-ÂŁ27,625
-7.6%
Wokingham
ÂŁ524,809
ÂŁ78,721
ÂŁ446,088
ÂŁ45,777
ÂŁ205,997
-ÂŁ240,091
-53.8%
ÂŁ91,554
ÂŁ411,993
-ÂŁ34,095
-7.6%
Dacorum
ÂŁ473,528
ÂŁ71,029
ÂŁ402,499
ÂŁ41,028
ÂŁ184,626
-ÂŁ217,873
-54.1%
ÂŁ82,056
ÂŁ369,252
-ÂŁ33,247
-8.3%
Horsham
ÂŁ439,271
ÂŁ65,891
ÂŁ373,380
ÂŁ37,840
ÂŁ170,280
-ÂŁ203,100
-54.4%
ÂŁ75,680
ÂŁ340,560
-ÂŁ32,820
-8.8%
Melton
ÂŁ321,307
ÂŁ48,196
ÂŁ273,111
ÂŁ27,585
ÂŁ124,133
-ÂŁ148,978
-54.5%
ÂŁ55,170
ÂŁ248,265
-ÂŁ24,846
-9.1%
New Forest
ÂŁ410,238
ÂŁ61,536
ÂŁ348,702
ÂŁ35,192
ÂŁ158,364
-ÂŁ190,338
-54.6%
ÂŁ70,384
ÂŁ316,728
-ÂŁ31,974
-9.2%
Woking
ÂŁ502,857
ÂŁ75,429
ÂŁ427,428
ÂŁ43,084
ÂŁ193,878
-ÂŁ233,550
-54.6%
ÂŁ86,168
ÂŁ387,756
-ÂŁ39,672
-9.3%
South Oxfordshire
ÂŁ506,410
ÂŁ75,962
ÂŁ430,449
ÂŁ43,309
ÂŁ194,891
-ÂŁ235,558
-54.7%
ÂŁ86,618
ÂŁ389,781
-ÂŁ40,668
-9.4%
Enfield
ÂŁ455,363
ÂŁ68,304
ÂŁ387,059
ÂŁ38,824
ÂŁ174,708
-ÂŁ212,351
-54.9%
ÂŁ77,648
ÂŁ349,416
-ÂŁ37,643
-9.7%
Merton
ÂŁ569,635
ÂŁ85,445
ÂŁ484,190
ÂŁ47,957
ÂŁ215,807
-ÂŁ268,383
-55.4%
ÂŁ95,914
ÂŁ431,613
-ÂŁ52,577
-10.9%
Cambridge
ÂŁ501,287
ÂŁ75,193
ÂŁ426,094
ÂŁ42,169
ÂŁ189,761
-ÂŁ236,333
-55.5%
ÂŁ84,338
ÂŁ379,521
-ÂŁ46,573
-10.9%
Bath and North East Somerset
ÂŁ461,328
ÂŁ69,199
ÂŁ392,129
ÂŁ38,512
ÂŁ173,304
-ÂŁ218,825
-55.8%
ÂŁ77,024
ÂŁ346,608
-ÂŁ45,521
-11.6%
Winchester
ÂŁ497,651
ÂŁ74,648
ÂŁ423,003
ÂŁ41,457
ÂŁ186,557
-ÂŁ236,447
-55.9%
ÂŁ82,914
ÂŁ373,113
-ÂŁ49,890
-11.8%
Arun
ÂŁ344,667
ÂŁ51,700
ÂŁ292,967
ÂŁ28,694
ÂŁ129,123
-ÂŁ163,844
-55.9%
ÂŁ57,388
ÂŁ258,246
-ÂŁ34,721
-11.9%
Epsom and Ewell
ÂŁ537,077
ÂŁ80,562
ÂŁ456,515
ÂŁ44,645
ÂŁ200,903
-ÂŁ255,613
-56.0%
ÂŁ89,290
ÂŁ401,805
-ÂŁ54,710
-12.0%
Three Rivers
ÂŁ562,092
ÂŁ84,314
ÂŁ477,778
ÂŁ46,474
ÂŁ209,133
-ÂŁ268,645
-56.2%
ÂŁ92,948
ÂŁ418,266
-ÂŁ59,512
-12.5%
Waltham Forest
ÂŁ502,114
ÂŁ75,317
ÂŁ426,797
ÂŁ40,783
ÂŁ183,524
-ÂŁ243,273
-57.0%
ÂŁ81,566
ÂŁ367,047
-ÂŁ59,750
-14.0%
Windsor and Maidenhead
ÂŁ531,777
ÂŁ79,767
ÂŁ452,010
ÂŁ42,972
ÂŁ193,374
-ÂŁ258,636
-57.2%
ÂŁ85,944
ÂŁ386,748
-ÂŁ65,262
-14.4%
Hounslow
ÂŁ468,360
ÂŁ70,254
ÂŁ398,106
ÂŁ37,798
ÂŁ170,091
-ÂŁ228,015
-57.3%
ÂŁ75,596
ÂŁ340,182
-ÂŁ57,924
-14.5%
West Oxfordshire
ÂŁ413,186
ÂŁ61,978
ÂŁ351,208
ÂŁ32,962
ÂŁ148,329
-ÂŁ202,879
-57.8%
ÂŁ65,924
ÂŁ296,658
-ÂŁ54,550
-15.5%
Hackney
ÂŁ617,169
ÂŁ92,575
ÂŁ524,594
ÂŁ49,144
ÂŁ221,148
-ÂŁ303,446
-57.8%
ÂŁ98,288
ÂŁ442,296
-ÂŁ82,298
-15.7%
Redbridge
ÂŁ503,086
ÂŁ75,463
ÂŁ427,623
ÂŁ39,721
ÂŁ178,745
-ÂŁ248,879
-58.2%
ÂŁ79,442
ÂŁ357,489
-ÂŁ70,134
-16.4%
Hammersmith and Fulham
ÂŁ709,075
ÂŁ106,361
ÂŁ602,714
ÂŁ55,944
ÂŁ251,748
-ÂŁ350,966
-58.2%
ÂŁ111,888
ÂŁ503,496
-ÂŁ99,218
-16.5%
Harrow
ÂŁ502,314
ÂŁ75,347
ÂŁ426,967
ÂŁ39,572
ÂŁ178,074
-ÂŁ248,893
-58.3%
ÂŁ79,144
ÂŁ356,148
-ÂŁ70,819
-16.6%
Wealden
ÂŁ408,307
ÂŁ61,246
ÂŁ347,061
ÂŁ32,144
ÂŁ144,648
-ÂŁ202,413
-58.3%
ÂŁ64,288
ÂŁ289,296
-ÂŁ57,765
-16.6%
Brighton and Hove
ÂŁ439,286
ÂŁ65,893
ÂŁ373,393
ÂŁ34,423
ÂŁ154,904
-ÂŁ218,490
-58.5%
ÂŁ68,846
ÂŁ309,807
-ÂŁ63,586
-17.0%
Hertsmere
ÂŁ537,481
ÂŁ80,622
ÂŁ456,859
ÂŁ40,652
ÂŁ182,934
-ÂŁ273,925
-60.0%
ÂŁ81,304
ÂŁ365,868
-ÂŁ90,991
-19.9%
Brent
ÂŁ535,808
ÂŁ80,371
ÂŁ455,437
ÂŁ40,198
ÂŁ180,891
-ÂŁ274,546
-60.3%
ÂŁ80,396
ÂŁ361,782
-ÂŁ93,655
-20.6%
City of Westminster
ÂŁ870,963
ÂŁ130,644
ÂŁ740,319
ÂŁ64,216
ÂŁ288,972
-ÂŁ451,347
-61.0%
ÂŁ128,432
ÂŁ577,944
-ÂŁ162,375
-21.9%
West Devon
ÂŁ322,689
ÂŁ48,403
ÂŁ274,286
ÂŁ23,740
ÂŁ106,830
-ÂŁ167,456
-61.1%
ÂŁ47,480
ÂŁ213,660
-ÂŁ60,626
-22.1%
Sevenoaks
ÂŁ528,051
ÂŁ79,208
ÂŁ448,843
ÂŁ38,662
ÂŁ173,979
-ÂŁ274,864
-61.2%
ÂŁ77,324
ÂŁ347,958
-ÂŁ100,885
-22.5%
Barnet
ÂŁ581,265
ÂŁ87,190
ÂŁ494,075
ÂŁ42,053
ÂŁ189,239
-ÂŁ304,837
-61.7%
ÂŁ84,106
ÂŁ378,477
-ÂŁ115,598
-23.4%
Tandridge
ÂŁ537,059
ÂŁ80,559
ÂŁ456,500
ÂŁ38,559
ÂŁ173,516
-ÂŁ282,985
-62.0%
ÂŁ77,118
ÂŁ347,031
-ÂŁ109,469
-24.0%
Islington
ÂŁ703,413
ÂŁ105,512
ÂŁ597,901
ÂŁ50,265
ÂŁ226,193
-ÂŁ371,709
-62.2%
ÂŁ100,530
ÂŁ452,385
-ÂŁ145,516
-24.3%
Cotswold
ÂŁ508,653
ÂŁ76,298
ÂŁ432,355
ÂŁ36,201
ÂŁ162,905
-ÂŁ269,451
-62.3%
ÂŁ72,402
ÂŁ325,809
-ÂŁ106,546
-24.6%
South Hams
ÂŁ431,244
ÂŁ64,687
ÂŁ366,557
ÂŁ29,967
ÂŁ134,852
-ÂŁ231,706
-63.2%
ÂŁ59,934
ÂŁ269,703
-ÂŁ96,854
-26.4%
Haringey
ÂŁ599,888
ÂŁ89,983
ÂŁ509,905
ÂŁ41,637
ÂŁ187,367
-ÂŁ322,538
-63.3%
ÂŁ83,274
ÂŁ374,733
-ÂŁ135,172
-26.5%
Chichester
ÂŁ490,201
ÂŁ73,530
ÂŁ416,671
ÂŁ33,467
ÂŁ150,602
-ÂŁ266,069
-63.9%
ÂŁ66,934
ÂŁ301,203
-ÂŁ115,468
-27.7%
Oxford
ÂŁ507,001
ÂŁ76,050
ÂŁ430,951
ÂŁ34,609
ÂŁ155,741
-ÂŁ275,210
-63.9%
ÂŁ69,218
ÂŁ311,481
-ÂŁ119,470
-27.7%
Camden
ÂŁ830,349
ÂŁ124,552
ÂŁ705,797
ÂŁ53,620
ÂŁ241,290
-ÂŁ464,507
-65.8%
ÂŁ107,240
ÂŁ482,580
-ÂŁ223,217
-31.6%
Mortgage loan required based on the current average house price in each area minus a 15% deposit. Source: Gov – UK House Price Index.
Mortgage loan purchasing power based on current earnings in each area multiplied by 4.5. Source: Office for National Statistics – Employee earnings in the UK: 2023.
Mortgage loan multiple of 4.5 times income sourced from Experian.
Areas excluded from the study due to a lack of available current earnings data: City of London, Coventry, Elbridge, Inverclude, Isles of Scilly, Kensington and Chelsea, Lichfield, Mid Devon, Mole Valley, North Devon, North Norfolk, Richmond upon Thames, Rochford, Torridge, Walsall
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About the Author
Established in 1958, Benham and Reeves is one of London’s oldest, independently owned property lettings and sales agents. With specialism in residential sales, corporate lettings and property management in prime areas of London, the company operates from 21 prominently located branches and 14 international offices.