We understand that you want protection for your property and your furniture in the unlikely event that accidental damage occurs and we now work with property insurance experts to provide affordable solutions for our landlords.
We offer contents and building insurance solutions.
What is Landlords Insurance?
Landlords Insurance provides financial protection for landlords renting a property to tenants. It differs from Home Insurance by covering the additional risks associated with renting a property.
What are the costs
The cost of Landlord Insurance depend the level of cover you choose.
Landlords’ Contents Insurance cover protects belongings that you provide for your tenants to use whilst in your property.
There are 2 levels of cover:
Our contents policies include Employers Liability, Legal Liability, and Loss of Rent or alternative accommodation costs if your tenants have to move out following an insured event. The Full Contents Policy includes Emergency Assistance.
Landlords’ Buildings Insurance cover you against a range of disasters such as fires, lightening, storms, floods and earthquakes, as well as an escape of water or oil, falling trees or branches, collision by vehicles and more. Our Landlord Buildings Insurance also includes Emergency Assistance Cover as standard.
Landlords Liability Insurance
Accidents can happen and Landlords Liability insurance protects you from the costs of injury or damage claims brought by third parties such as tenants, visitors or cleaners.
Our liability cover includes legal liability as owner up to £5 million, occupier’s legal liability and worldwide personal liability up to £5 million, public liability up to £5 million and employers liability up to £10 million.
Landlord's Emergency Assistance Insurance
Landlord's Emergency Assistance Insurance is included as standard within a Buildings or Full Contents Policies but can be purchased as a standalone policy if you prefer.
It gives you and your tenants’ access to a 24 hour helpline in an emergency and if purchased as a standalone product. This covers up to a maximum of £1500 per policy term and a maximum of £500 for each claim.
We offer Landlord Portfolio insurance for those landlords with a number of properties which help you manage everything on one policy.
Our Landlord Portfolio Insurance includes:
Find more information or get a quote here
NOTE: Insurance is provided by Homelet and not Benham and Reeves.
HomeLet is a trading name of Barbon Insurance Group Limited which is authorised and regulated by the Financial Conduct Authority for insurance mediation.