We understand that you want protection for your property and your furniture in the unlikely event that accidental damage occurs and we now work with property insurance experts to provide affordable solutions for our landlords.
We offer contents and building insurance solutions.
What is Landlords Insurance?
Landlords Insurance provides financial protection for landlords renting a property to tenants. It differs from Home Insurance by covering the additional risks associated with renting a property.
What are the costs
The cost of Landlord Insurance depend the level of cover you choose.
Landlords’ Contents Insurance cover protects belongings that you provide for your tenants to use whilst in your property.
There are 2 levels of cover:
Our contents policies include Employers Liability, Legal Liability, and Loss of Rent or alternative accommodation costs if your tenants have to move out following an insured event. The Full Contents Policy includes Emergency Assistance.
Landlords’ Buildings Insurance cover you against a range of disasters such as fires, lightening, storms, floods and earthquakes, as well as an escape of water or oil, falling trees or branches, collision by vehicles and more. Our Landlord Buildings Insurance also includes Emergency Assistance Cover as standard.
Landlords Liability Insurance
Accidents can happen and Landlords Liability insurance protects you from the costs of injury or damage claims brought by third parties such as tenants, visitors or cleaners.
Our liability cover includes legal liability as owner up to £5 million, occupier’s legal liability and worldwide personal liability up to £5 million, public liability up to £5 million and employers liability up to £10 million.
Landlord's Emergency Assistance Insurance
Landlord's Emergency Assistance Insurance is included as standard within a Buildings or Full Contents Policies but can be purchased as a standalone policy if you prefer.
It gives you and your tenants’ access to a 24 hour helpline in an emergency and if purchased as a standalone product. This covers up to a maximum of £1500 per policy term and a maximum of £500 for each claim.
We offer Landlord Portfolio insurance for those landlords with a number of properties which help you manage everything on one policy.
Our Landlord Portfolio Insurance includes:
Find more information or get a quote here
NOTE: Insurance is provided by Homelet and not Benham and Reeves.
HomeLet is a trading name of Barbon Insurance Group Limited which is authorised and regulated by the Financial Conduct Authority for insurance mediation.
The UK property market was at its height and really booming when I joined Benham and Reeves in the middle of 2016. This was before Brexit when we were experiencing exciting times whereby real estate agents could close double digit sales on any weekend exhibition showcase of UK or London properties. Fast forward: Britain left the European Union and some regulation changes also took place and now most of the world is in the midst of recovery from the economic impact of the covid pandemic. Indeed alot has happened over these six years since I joined the company but it has been extraordinary to see the resilience of the London property sector despite all the upheavals. I refer to the UK as a “bullet-proof” investment because even in unprecedented times like these, not too much has impacted investors. Many investors in South East Asia still believe it to be one of the best and safest asset class to protect their capital and as a hedge against currency. With the banks now reducing interest rates to between 1%-2% and the ever-increasing likelihood of inflation, many investors in South East Asia are looking at shifting their funds to UK and London property which can provide up to 4% - 4.5% gross yield in terms of rental return on investment. They can also enjoy good capital growth over the long term for when they decide to sell.