Advice from UK property experts

From ascertaining boundary lines to identifying physical and structural flaws, processing mortgage applications, and ensuring peace of mind for the buyer, property surveys play a crucial role in the home-buying journey. There are various types of property surveys that buyers should be aware of when purchasing a home in London. After going through several property …

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An independent, newly-built house offers many lifestyle benefits for families, such as more space and privacy. They also don’t require the owners to pay any service charges and ground rent that are typical of leasehold properties such as apartments. However, while such houses are easier to find in the countryside, they are limited in the …

Continue reading “Discover the top new build houses across London”

As the largest rental market in the UK, London’s private rental sector (PRS) contributes over £14.6 billion to the country’s economy and meets the residential needs of over a million households. Therefore, it is no surprise that investing in a London buy-to-let property is often considered a lucrative option for earning an income and holding …

Continue reading “Managing a London property remotely – What you should know”

Being a landlord in London allows you to earn attractive rental income, given the soaring demand for good-quality homes from working professionals and the student community. But this also means that you need to deliver high-quality service before and after onboarding new tenants into your property. Proper preparation is key, and oversight is common when …

Continue reading “Checklist for preparing your rental property for new tenants”

Finding the right property in a competitive real estate landscape like London can be like looking for a needle in a haystack. You may find a property within your budget but location is either unsuitable or lacks proper infrastructure. If everything seems well on the surface, there may be underlying structural or legal issues that …

Continue reading “How can you spot a good property deal in London?”

Investors and first-time buyers like off-plan homes that are still being built or planned because they can get a better deal than homes that are already built or ready to move into. According to sales data, about 31% of the homes sold in the UK last year were off-plan. In London, where apartments make up …

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Buying your first home in London is an exciting time. However, as a first-time buyer, mistakes like overshooting your budget by not factoring in the additional costs of property purchases or rushing with the due diligence process can prove expensive in the near and long term. To avoid the common mistakes many first-time buyers make …

Continue reading “Dos and don’ts for first-time London home buyers”

Since the implementation of Section 24 of the Finance Act 2015 in February 2016, the number of properties registered and held in a buy-to-let (BTL) companies has increased significantly. According to a recent report, BTL companies in the UK have more than quadrupled in the last nine years, from just under 93,000 in Q1 2016 …

Continue reading “Should you buy property in a limited company? Pros and cons for London investors”

When selling a home in London, a seller must disclose certain information to the buyer, including title deeds, EPC certificates, planning permissions, and other relevant paperwork. Let’s look at all the documents required to sell a London property. 1. Title deeds In the UK, title deeds are essential records that prove legitimate property ownership throughout …

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Given its popularity and soaring demand, selling a home in London can be an opportunity to make real profits on an appreciating asset. However, sellers need to get two things right – the timing of the sale and an accurate valuation of their property. Here is where the real challenges arise, as many sellers make …

Continue reading “What are the common mistakes sellers make in selling London homes, and how can they avoid them?”

The buy-to-let (BTL) model for property investments is a huge source of revenue for millions of investors. Whether privately held or through a limited company, the English Housing Survey reported that almost 29% of all London homes are rented, significantly higher than the UK average of 17%. With every 1 in 3.5 homes in the …

Continue reading “The best ways to structure your London property investments to minimise tax”

Usually, a property purchase in the UK can be financed in two ways. You can either ask a bank or private lender for help to obtain a mortgage or buy it straight with the liquid funds in your account. Although your situation and financial strategy will guide you, there are certain advantages and disadvantages you …

Continue reading “Cash buyer vs mortgage buyer – Which one is suitable for you?”